First Direct 6% ISA

keetz

Did anyone else get this ISA with this great interest rate until 6th october? As this date is appearing and the rate was due to drop I thought I should transfer soon. The current top ISA is 5.5% with First Direct...I know this is stupid but I presume I can't transfer into that one.Any advice?..the next 4 listed are all 5% with variable rates and different times of interest paid.....from Halifax to Bradford & Bingley...

isasmurf

This is being discussed in this thread on the ISA Board.

llydaw

Having gone through the guide and read the best way to stash my cash. I was thinking of paying my cash against my mortgage first before building up my savings. Any thoughts??

Tim_L

The problem with this is that you can't easily get access to the money if you need it - it's stuck in the equity in your home. As a rule of thumb you should have readily available cash of about 3x your monthly income as an emergency.