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First Direct - changes in T&C from 1st of August

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Comments

  • Just checked it now. Nothing on on site.
  • I don't understand why they don't launch a competitive products - maybe call the credit card the "1st card" and their savings product "1st save account". It tie them in line with the 1st account name.
  • lynxptc
    lynxptc Posts: 280 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    I don't understand why they don't launch a competitive products - maybe call the credit card the "1st card" and their savings product "1st save account". It tie them in line with the 1st account name.

    I agree, they should. HSBC have better rates than First Direct - you'd think it would be the other way around seeing as by dealing with First Direct you are cutting out overheads of branches etc.

    With the credit card, does anyone know if the rates are changing as well? Had a message on my last statement that my gold card APR is going up to 17.9%. Didn't know if it was for everyone when they make the changes or whether they just targeted me.
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