Citibank O/D question

luckycat99

I am thinking of asking citibank to extend my overdraft by £200 to tide me over as I've had lots of expenses to meet this month and am struggling. This will get me through a rough patch and then I'll hopefully be able to get back on the straight and narrow before Xmas.

I am concerned that asking for this will lead them to remove my whole overdraft. I have heard that this has happened to people at other banks - it might not be true but I wanted to check what the consensus is on this as I don't want to well and truly shoot myself in the foot and be left in a worse situation.:eek:

I am also cutting back in other areas to reduce the need to use this money but worry that I may need this to fallback on.

Thanks

lc99

skyrider007

If they decline to increase your OD limit then your existing limit should remain the same (at least until your next review date).