help i dont think we are getting enough

clairebear1406

Hi all im new here and was wondering if any one could possibly halp me out,
i only earn 89 a week my husband gets 650 a month, we only recieve 350 a month wtc and child tax credit, everyone i know earns alot more than both myself and my husband and they get alot more tax credits than we do, does anyone know if we are getting too little??
i would really appreciate some help
many thanks

Idiophreak

http://entitledto.com/

mitchaa

clairebear1406 wrote: »

Hi all im new here and was wondering if any one could possibly halp me out,
i only earn 89 a week my husband gets 650 a month, we only recieve 350 a month wtc and child tax credit, everyone i know earns alot more than both myself and my husband and they get alot more tax credits than we do, does anyone know if we are getting too little??
i would really appreciate some help
many thanks

Not enough details. You dont state how many children you have for a start

Your income is £650+£385+£350 = £1385, plus i would assume CB.

Do you get HB/CTB?

Can you also give us an example of how your friends get a lot more? Their details, children, whether they pay for childcare, whether they have disabled children, whether if they are fiddling the system?

Are you paying back overpayments?

Without this kind of info no-one will be able to help you.

clairebear1406

hi
our child is 3 she is starting nursery september, i dont get ctb or housing benefit,
yes we get child benefit,
my friends get arounf the 500 a month mark their children same age as ours one is a year older
hth
thanks

mitchaa

clairebear1406 wrote: »

hi
our child is 3 she is starting nursery september, i dont get ctb or housing benefit,
yes we get child benefit,
my friends get arounf the 500 a month mark their children same age as ours one is a year older
hth
thanks

If they pay for childcare they will get more, if they have a disabled child they will get more, or perhaps they are telling you porkies about their employed income?

Or maybe you're right, and that you're just getting underpaid.

There are 2 calculators to use, entitled to and the HMRC 1.

Type ''do i qualify'' into google and it will link you to the HMRC website where you will be able to put in your details. the entitled to calculator can be wild at times, better off with the HMRC calculator

needaspirin

You have just answered your own question clairebear. Your friends have 2 children. If you had 2 children your TC would increase from approx £83 per week to £123 per week.
I don't think you are entitled to any HB unless your eligible rent is in excess of about £94 per week.
Why not go to CAB and ask for a benefit check just to be sure?

clairebear1406

hi sorry you go me wrong my friends dont have 3 children, it is 2 seperate friends i am talking about one has one same age as us other has one who is 4, sorry to have confused, i am new t this lol

needaspirin

Oh OK.

Assuming the figures you have given are gross earnings. Your husband will pay £61/m Tax and NI and receive £588.90/m net. You will pay no tax and NI.

Your weekly Tax Credits will consist of £50.54 CTC plus £37.65 WTC (Total £88.19). That would be £352.76 every 4 weeks.

It seems that you are getting the correct amount. Perhaps your friends earned less last year as TCs are based on last year's earnings. If so their TCs will drop next year.

Hope this helps.