Virgin card - not happy with the insurance hard sell

nzseries1

NickX wrote: »

Actually only a few special cards allow Money Transfers at Balance Transfer rates - this is known as a Super Balance Transfer (SBT) and cards that allow this include Egg, Egg Money, Post Office Card, Abbey Zero and any card administered by MBNA including the Virgin range of cards.

In addition MINT periodically issue Credit Card Cheques that can be paid into a Current Account at Balance Transfer rates. However this is the least satisfactory option because the cheques cannot be requested and you don't know precisely when they will drop through the letterbox.

So NickX, is it true that you can't immediately do an SBT with Mint as soon as you get it?
I notice it's listed as one of the SBT cards on the stoozing website.
http://www.stoozing.com/sbt.php

NickX

nzseries1 wrote: »

So NickX, is it true that you can't immediately do an SBT with Mint as soon as you get it?
I notice it's listed as one of the SBT cards on the stoozing website.
http://www.stoozing.com/sbt.php

Well I have never had a MINT card myself, but my understanding is that you cannot immediately SBT upon activation, but have to wait for these Credit Card Cheques to turn up, they cannot be requested so it is not an ideal option.

NickX

NickX wrote: »

Actually only a few special cards allow Money Transfers at Balance Transfer rates - this is known as a Super Balance Transfer (SBT) and cards that allow this include Egg, Egg Money, Post Office Card, Abbey Zero and any card administered by MBNA including the Virgin range of cards.

Just to note that since I posted this, Abbey Zero have withrawn Super Balance Transfer facility :mad: