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If you weren't a broker, what would you do?

2

Comments

  • MortgageMamma
    MortgageMamma Posts: 6,686 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    payless wrote: »
    I don't think you really believe that , there's a few people who believe they know best ( I'm the same with tradesmen ... I usually make a DIY harsh but hate calling someone in), and there's a fair few brokers that don't help ( ie the 3% fee guys , sub prime / self cert rates because its easy) but in the whole I feel we are respected by our clients- well thats the feeling I get when people call me.

    Hmm, maybe its just the users of this forum then. Come to think of it I've had very few clients that havent respected my opinion - simply because if they don't they know where the door is. But you have to admit, at present it seems mortgage brokers get the scorn of the nation, a regulator that reinforces that message, and the real damage is being done by lenders. you know, the big names "you can trust"
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • UK007BullDog
    UK007BullDog Posts: 2,607 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I'd like to work for the FSA at a senior level, find out what their real objectives are, and report back secretly to financial intermediaries. I suppose you could call that a spy really.

    I did that and it took me 3 days to fill out their many forms and think about my reply to their questions and it took them just 15 min after I submitted it to disqualify me. LOL well that was around 9pm in the evening. I thought to myself "do you really want to work for a company where people work that late again". Naw....

    I would like to be prime minister and solve all of the UK's problems because I love the country and not just to get a good salary and to get an even better pension.
  • Conrad
    Conrad Posts: 33,137 Forumite
    10,000 Posts Combo Breaker
    I dream of the day I can open a bespoke furniture shop or a farm shop.

    The key I think is to make the shop visit an experience, for example the furniture shop with a cool cafe area, tropical aquariums, lots of large plants and cool chilled out Ibiza musak, that has an aspirational atmosphere you keep comming back to and that cant be had in front of a website.


    Homer - on the restaurant front it's taken me 30 years to learn to cook a curry as they do in Indian restaurants. I think one that only uses healthy and ethical ingredients such as rape seed oil instead of ghee, freerange chicken, no artifical colouring, lower fat etc would go down well in the right town.
  • happybroker
    happybroker Posts: 1,301 Forumite
    Fire Fighter.............hang on, that's what I'm doing now!
    Happily an ex mortgage broker!
  • homer_j_3
    homer_j_3 Posts: 3,266 Forumite
    you will have to pass me the recipe Conrad...Curry is my favourite....
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • MortgageMamma
    MortgageMamma Posts: 6,686 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Conrad wrote: »
    I dream of the day I can open a bespoke furniture shop or a farm shop.

    The key I think is to make the shop visit an experience, for example the furniture shop with a cool cafe area, tropical aquariums, lots of large plants and cool chilled out Ibiza musak, that has an aspirational atmosphere you keep comming back to and that cant be had in front of a website.


    Homer - on the restaurant front it's taken me 30 years to learn to cook a curry as they do in Indian restaurants. I think one that only uses healthy and ethical ingredients such as rape seed oil instead of ghee, freerange chicken, no artifical colouring, lower fat etc would go down well in the right town.

    Dont sell it up north then! wasnt Manchester classed as one of the most nutritionally deprived areas....or was that the north east, newcastle or sumfink?
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Dick_here
    Dick_here Posts: 1,605 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Dont sell it up north then! wasnt Manchester classed as one of the most nutritionally deprived areas....or was that the north east, newcastle or sumfink?

    Good idea. Let's ensure they stay deprived :cool:
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • MortgageMamma
    MortgageMamma Posts: 6,686 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Erm Dickhere, mortgagemammahere. There was an element of sarcasm in my response there that only those who know me in the flesh could identify with! People in the North can afford to eat properly, whereas people in the south east just about cover their mortgages every month. Thats why theres so few fat people here in east sussex. I know this, as I am a northerner living in southern softie land.
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Dick_here
    Dick_here Posts: 1,605 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Erm Dickhere, mortgagemammahere.

    Hello mmthere.
    There was an element of sarcasm in my response

    There wasn't in mine ;)
    People in the North can afford to eat properly

    But are too ill-educated to understand how to ;)
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • minimike2
    minimike2 Posts: 2,210 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hello mmthere.



    There wasn't in mine ;)



    But are too ill-educated to understand how to ;)


    :rolleyes:
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