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a little advice

Hi

What is a CCA? I just read a thread that said no CCA no enforcable debt? I have a credit card with 2685.00 on thats been passed to Triton i have offered them 100 per month even tho my SOA shows i clearly have nothing and they wont accept.
J

Comments

  • stapeley
    stapeley Posts: 2,315 Forumite
    Its a CONSUMER CREDIT AGREEMENT , which should be signed by both parties on commencement of a loan, or issue of a credit card .
  • GeorgeUK
    GeorgeUK Posts: 7,737 Forumite
    You shouldn't be offerring more than you can afford to pay. That will just get you into more trouble when you can't make all the payments.

    CCA nitty gritty below
    http://forums.moneysavingexpert.com/showthread.html?t=578486
    After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91

    Dad Gift 6k ¦ Savings & Inv Tst: £2,500
    Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0

    Total Owed: £2,270 (+6k) 11/08/2011
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