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First Post, Stuck, Worried and Stressed!
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Sorry BayBee don't know if there is a template as such but there are plenty of examples on this forum.
Please don't panic. My OH and I owe over £60000 and are going to be paying it back for lots of years.
You are doing the right thing by facing up to things. You might have problems getting a good balance transfer rate if your credit file is bad.0 -
Thanks for all the tips - for some strange reason my credit file is 971/1000 excellent according to Experian!
Somedays it makes me wonder how they work this out!
SkyCard - £2,900 NatWest £4,000 Abbey £2,000 HSBC £7,000
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:ojust a little prod - you still do need to post your SOA so people can give you the right advice - when you're ready - we'll be there for you! LOL xxxDebt free by 22 January 2009 - thanks to an unexpected inheritance - take heart - it DOES HAPPEN!0
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Hiya hun - hope my last post didn't put you off.... might have sounded a bit abrupt - sorry if if did. How are you doing?Debt free by 22 January 2009 - thanks to an unexpected inheritance - take heart - it DOES HAPPEN!0
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Pop up your SOA when u get a wee mo & you will gets lots of help/advice.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.0
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