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Insurance problem help needed
Lorraine1000
Posts: 2 Newbie
Hi
I am not sure if i am posting this in the correct part of the forum if not sorry.
I have a problem with my car insurance, i let someone use my car thinking they had insurance but there insurance had run out a few weeks before letting him use my car.
anyway what happened he was driving and someone pulled out of the pavement and hit my car it was not the persons fault that was using my car, the police come and even then said it was the other guys fault he should not have been parked where he was and never just pulled out into the road in the way in which he did.
The problem now is my insurance said they sent me 3 letters which i did not get and they have paid this other guy out from my own insurance when it was his fault, can they do this from my insurance the reason i even found out about this is they sent me a letter by recorded post saying they was closing down my insurance because i did not replied to there letters.
they are also saying they may take me to court, to recover any costs they have paid out. But i paid for my insurance it just don't seem right that this guy caused this and he gets paid out can someone tell me if this is correct.
Many Thanks
Lorraine
I am not sure if i am posting this in the correct part of the forum if not sorry.
I have a problem with my car insurance, i let someone use my car thinking they had insurance but there insurance had run out a few weeks before letting him use my car.
anyway what happened he was driving and someone pulled out of the pavement and hit my car it was not the persons fault that was using my car, the police come and even then said it was the other guys fault he should not have been parked where he was and never just pulled out into the road in the way in which he did.
The problem now is my insurance said they sent me 3 letters which i did not get and they have paid this other guy out from my own insurance when it was his fault, can they do this from my insurance the reason i even found out about this is they sent me a letter by recorded post saying they was closing down my insurance because i did not replied to there letters.
they are also saying they may take me to court, to recover any costs they have paid out. But i paid for my insurance it just don't seem right that this guy caused this and he gets paid out can someone tell me if this is correct.
Many Thanks
Lorraine
0
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