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Credit reports - quick question
bored_of_debt
Posts: 175 Forumite
I requested my 3 reports a few months ago and have just been reading through them, all seem's fine except for a slight glitch...
About 18 months ago I had an Egg cc. 2 of the 3 reports show that I made a payment 1-2 months late somewhere along the line to Egg for the card. I'm usually pretty good when it comes to making payments on time but I'm not saying that the reports are wrong...
Are Egg obligated to give me an answer if I contact them to enquire about my history?
Will this slight tarnish have a damaging effect or could it even improve my status is a lenders eyes?
Thanks
About 18 months ago I had an Egg cc. 2 of the 3 reports show that I made a payment 1-2 months late somewhere along the line to Egg for the card. I'm usually pretty good when it comes to making payments on time but I'm not saying that the reports are wrong...
Are Egg obligated to give me an answer if I contact them to enquire about my history?
Will this slight tarnish have a damaging effect or could it even improve my status is a lenders eyes?
Thanks
0
Comments
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If you think you weren't late with payments I'd query it. You can either do this with Egg or through the credit ref agencies I think... Personally I'd check with Egg first and yes they should give you the information
DFW Nerd #025DFW no more! Officially debt free 2017 - now joining the MFW's!
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