Tuesday 3/06/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.



Anyway today i have/will

• Checked internet banking
• Clicks
• Travelling to manager's meeting with a colleague so halving expenses
• Free lunch at meeting
• Will probably finish work an hour earlier so hopefully spend some time on veg garden
• Storecupboard tea
• Make loaf in breadmaker
• Have a no spend day hopefully

Have a good day everyone, it is pouring down here:rolleyes:
Hi to all the regulars and welcome to any new posters:hello: :hello: :hello:

Eternal_Optimist

:mad: :mad: 3rd trying to post this:mad: :mad:

:T Right first of all....well done to Claireabell for impressive debt clearing payments made yesterday and even more well done on finding a terrific other half:T

Ok today: Hope to have a NSD as not working and intending to keep busy around house:A

Will peg washing out later if weather improves...decidedly iffy at mo.... :rolleyes:

As it's not cold no heating on but will just use immerser for hot water:A
Meals today will be from items bought in weekly shop:A

Will check online banking in a mo...not expecting anything diff from yesterday:rolleyes:
June will be a pretty tight month but at least bills are accounted for:T
Think that's about it for today:D

:j
:j Hope Everyone has a terrific DFW Tuesday!:j

OliveOyl_2

Morning EO & Sophiesmum, & all whon follow today :hello: (EO, that's a good name, it always lifts my spirits )

Well I had a good start to June with my e-bay sales, but I've put the wrong postage on a few of the items (didn't put it back up for the ones I send recorded after listing a cheapie ) But although I'll lose 50p each time, I should get positive feedback on the P&P :rotfl: (trying to be optimistic here) and the items went for more than £20 each
So today I have/will

• NOT walked into work :whistle: but blamed it on the weather and the e-bay parcels I needed to bring.
• Brought in a packed lunch - HM bread, HM Ham
• Done my piggy clicks
• charged phone at work
• will post 2 of the parcels. Waiting for payment on one parcel - 9 items in it, and waiting for an e-cheque to clear. buyer thinks it is immediate, e-bay say 6-9 days. I've told buyer, but he may get cheesed off.
• Will contact Inland Revenue re OH's tax refund. (He's appointed me as his agent so they WILL speak to me......I hope)
• Another NSD - hope to make it through the week..........

Have fun everyone :j

andan

Yes, a wet day here for us. Am at work shortly but have some of the morning off so have had a lovely lie in! Not a very busy day for me.

-Go to work to earn some money!
-Look for a new job
-Finalise details on contract for bank work
-Have looked for mystery shops and will look again later
-Will rearrange a mystery shop
-Make meals from storecupboard
-Do a mystery shop
-Put money in the bank to cover bills
-Check to see if parcel is at post office - can't do as forgot to take slip with me
-Sort through emails
-Fill in application for job ive seen
-Write up mystery shop report
-Check on employment forum for advice
-Go on business website for business advice
-Start looking at how to set up a website
-Start thinking about creating posters for different work places
-Check online banking
-Do some surveys

Extras
-Will sort out the load of mystery shops i have for tomorrow
-Have made flapjacks
-Text people regarding cheap tickets for a night out and to organise it
-Email person to see if they have sent out the job application form they said they would.

Have a great day everyone

claireabelle_2

Morning all

Thanks Eternal Optimist now looking forward to the next big lump off, I wish paydays came quicker! I think once you're into this debt paying off business, the payments are the best bit of the month instead of the worst :j

• just updated spreadsheet from internet banking, I may be v short this month but only 24 days to go :eek:
• brought in brekkie and lunch
• read free local paper eating said brekkie
• will try and make it a no spend day though am thinking about a lunchtime double decker already (how 80s am I?!)
• will need to start thinking about a few eBay and amazon sales to tide me over this month

Have a great day and hope the weather gets better (though sure my veggies are enjoying it!)

Claire

lvu

A while since I've posted but its been a good day so far.

1. Switched my energy provider to a capped rate till Oct 2009, did the switch through quidco and earned tesco points on it.
2. Even though the 'cupboard was bare' I still managed to rustle up something for a free lunch.

Has anyone else tried this - turn your mobile off at night, the alarm clock will still go off in the morning but you end up charging it up less.

I have to ring the mortgage company this afternoon to get my renewal quote, so fingers crossed plase.

MinniMe_2

Morning all today I have/will -
*keep reading on here for inspiration
*charged phone in work
*brought lunch and a snack in from home
*checked online banking (not good!)
*eating out with work tonight so no dinner to make or pay for
*start taking pics for all my ebay stuff to go on!

have a good one

continualdiamond

Today i have:

*Checked online banking, OH JSA gone in, thank god
*Day off work today as interview later on for summer holiday work,i work in a school so wanted to earn some extra cash over the 6 weeks holidays.
*Having a look on ebay for a bargain as got a voucher for £5 off
*Going to get some washing done and probably put on airer before i go for my interview

Not much today, interview most impt thing.

Eternal_Optimist

andan wrote: »

Yes, a wet day here for us. Am at work shortly but have some of the morning off so have had a lovely lie in! Not a very busy day for me.

-Go to work to earn some money!
-Look for a new job
-Finalise details on contract for bank work
-Have looked for mystery shops and will look again later
-Will rearrange a mystery shop
-Make meals from storecupboard
-Do a mystery shop
-Put money in the bank to cover bills
-Check to see if parcel is at post office
-Sort through emails
-Fill in application for job ive seen
-Write up mystery shop report
-Check on employment forum for advice
-Go on business website for business advice
-Start looking at how to set up a website
-Start thinking about creating posters for different work places
-Check online banking
-Do some surveys

Have a great day everyone

If the above doesn't constitute a busy day, Andan....I would hate to see your list of what would!!!:rotfl: :rotfl:

EmptyPurse

Have been very naughty on the breakfast & packed lunch front today so will have to make up for it in other areas. Can't think of much, though - today's list is quite short:

• Cycle to/from station instead of taking bus
• Sort out new credit card paperwork (didn't get this done yesterday)
• Remember to buy milk on way home so that I can have breakfast at home tomorrow
• Hunt out BS passbook so that I can withdraw money tomorrow to pay off part of credit card

sweetpeas_2

Good Morning everyone, a very wet miserable morning here
Today I've done piggy clicks, trawled the freebies board, counted my 2p pot and had the money swapped (£4 ) and now I am in the house all day so will be a NSD for me today. I am only going to venture out at 3 o clock to fetch DS from school.
Considering ebaying some stuff but a bit reluctant after previous bad experience (horrible man...)
Oh, and will make store cupboard lunch

Have a nice day everyone, don't get too wet in the rain...

Nic xx