i want to apply

darcyvuqua

well guys if you read my other posts im trying to go a year with no replys and wait for all debt to be marked satisfied which should be soon however i know if i apply for anything right now i will be refused but it doesnt stop me really wanting to apply for a credit card etc right now does anyone know of a way to stop yourself wanting to be trigger happy with the apply button!

Marty_J

You just have to be strong!

There's not much point applying if you're pretty sure you'll be declined, and too many applications now could harm your chances later on when you might otherwise have been accepted.

Good luck!

PROLIANT

Hey d’Arcy, I know how tempting it can be and the only advice I can give you is to distract yourself, i.e. hit the post button on here and talk to us lads n lasses, or go to www.dooyoo.co.uk and post a review and earn yourself some money for reviewing things like TV's, computers and other stuff, I have this urge under control and think how much more you will damage your credit file's by applying, I am talking from experience mate.

darcyvuqua

thank you marty i cant help wanting to tho i just wanna credit card and its so frustrating that i obtained a ccj and two defaults just after you wife dies a notice of correction what a joke no one reads them!!
sorry for going on but i have taken a long time to get paid up from the past and now dealing with my credit file but it does not change anything!!

Marty_J

Yeah, i know it's difficult. There's always a pre-paid credit card. That might take the edge off a bit.

You can actually use it to re-build your credit, so it might be a good idea if you just want to feel that plastic in your wallet!

darcyvuqua

cheers mr p i will click the link after my soak in the bath
marty i dont want a pre-paid card i just want to feel like the grown up i am just a personnal loss should not stop you obtaining credit for 6 years the defaults and ccj was not even £500 so its not as if i was irresponsible as a lender they were utility bill that i had but did not get round to paying as i was confused in life with being a 22 year old widow with a 5 month old son 3 and a half years on good family life still in the army and i cant even get a capital one card for £100 its like your a lepar!!!
once again sorry for harping on! xxxxxxxxxxx

Marty_J

No problem, I feel your pain....lol

I guess there's nothing for it but to wait it out. I can't get a credit card either if it's any consolation!

darcyvuqua

yeah it is as im laughing at you now only kidding its just bloody frustrating when you see kids (early 20's) waxing there credit cards and i think weasels wish i had one haha lol

skyrider007

darcyvuqua wrote: »

ykids (early 20's) waxing there credit cards

Grrrrr....! I actually fall into that category, although I don't polish my cards lol.

Good luck Darcy! :beer:

Night-owl_6

darcyvuqua wrote: »

well guys if you read my other posts im trying to go a year with no replys and wait for all debt to be marked satisfied which should be soon however i know if i apply for anything right now i will be refused but it doesnt stop me really wanting to apply for a credit card etc right now does anyone know of a way to stop yourself wanting to be trigger happy with the apply button!

Hold in there - I have, one month two weeks since I got any credit however have one recent search thanks to the bank, they did one without telling me :mad: they say its because I asked for a second account but they never said they would do a search

darcyvuqua

ooohhhhhhhhh the little tikes