Bad credit credit cards?

lilian1977

Hi

I actually don't have bad credit, everything debt-ish has been paid off. However, I struggle to get my Experian credit report to register that I'm on the Electoral roll at my current address - even Experian can't explain it!

I've been turned down for a Capital One credit card, and one at my bank - despite being "pre-approved" with them (I bank with RBS).

Any suggestions of who else I can try? I don't want to just look on Google because I might end up with someone dodgy!

xx

dr_adidas01

I had this problem with my address, as the council list my house name address one way, and the post office have my house name listed another way. I just asked the CRA's if they was any way I could have both listed on my reports as i'm on the electoral roll to, they were more than happy to do this.

So try this first it might work for you.

skyrider007

Vanquis Card - http://www.vanquis.co.uk/
Aquacard - http://www.aquacard.co.uk/
Barclaycard - http://www.barclaycard.co.uk/personal-home/cards/initial/index.html

Tori_Bellatrix

Halifax Standard card .. http://www.halifax.co.uk/creditcards/standardcard.asp

PROLIANT

Take a look on this thread

http://forums.moneysavingexpert.com/showthread.html?t=922297

cifpower

Tori_Bellatrix wrote: »

Halifax Standard card .. http://www.halifax.co.uk/creditcards/standardcard.asp

I applied for that (I have my current a/c with them which has a £500 OD) and they declined me because I have too much credit available for my income. I only have the overdraft and 2 credit cards (see sig) and a Next Directory.

lilian1977

cifpower wrote: »

I applied for that (I have my current a/c with them which has a £500 OD) and they declined me because I have too much credit available for my income. I only have the overdraft and 2 credit cards (see sig) and a Next Directory.

I've already been declined by them - and it was an immediate decline, not even an "we'll consider your application" thing. I'll check out the links, thanks everyone.

Tori_Bellatrix

cifpower wrote: »

I applied for that (I have my current a/c with them which has a £500 OD) and they declined me because I have too much credit available for my income. I only have the overdraft and 2 credit cards (see sig) and a Next Directory.

How strange ... Banks are a law unto themselves aren't they ...