I'm feeling so scared of bankruptcy

LadyT_4

I've just gone bankrupt, and believe me, the scariest bit was being where you are right now - thinking about going bankrupt and still dealing with all the nasty letters and phone calls from creditors. I promise every step you take from now on will get easier. I still feel freaked out by money-stuff, but every time I catch myself panicking I remind myself that at least I'm not getting those horrible phone calls any more.