depositing money via hole in the wall

skintas_2

i deposited money on thrusday via cash machine, its still not showing up on my account when i use telephone banking, i have deposite money like this before they told me 3 working days. whats the point of puttin it in like this i should of just it cash in the branch the next day.

skintas_2

im due a charge out today for £30 in charges, if they dare try and charge me again i will go mental, as i put the money in the account and it was cash.......

AJ1982

What bank are you with?

skintas_2

lloyds tsb, this is the 3rd time they have done this to me, i have spoke to them today they have now sorted it, hey had it down as cheque its not the point its my money and i want it, and i put it in the depoist becasue i had dd due,....... im thinking of switching banks

AJ1982

Cant comment specifically on Lloyds, but my bank (HBOS), if you pay via ATM, it can take a day or two to appear, but its always backdated. If you pay in via branch its instant access (Appreciating this may not be possible), obviously the usual extra few days for cheques. Be careful on the ATM options, you might have to specify cheque./cash, which could cause the confusion, of course being a computer its probably wrong.

BenL

The staff in the branch or the collection people have to get the cash out of the ATM, check it and authorise it onto the account.

Otherwise we would all put that we have added £500 at the ATM for any amount we add.

If the amount they count is different to what you have said they adjust it to their figure.

Happened to me £90 down to £80. I'm sure i counted correctly but there is nothing I could do to prove it.

Paul_Herring

skintas wrote: »

whats the point of puttin it in like this i should of just it cash in the branch the next day.

lloyds tsb

I've never trusted those things - I always queue up to put deposits in - I get a 4-weekly cheque from the council for my tenant's rent which is guaranteed to be 'in the account' the same day if I physically hand it to a cashier; no such guarantees for those deposit boxes. (Why this can't be deposited directly into my account is a subject for another thread...)