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Smiales Diary

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Comments

  • smiales
    smiales Posts: 212 Forumite
    Part of the Furniture Combo Breaker
    D, people usually buy the BI to be able to keep the house to live in, not so they can sell it, so it wouldn't matter if there was NE.

    If you don't buy the BI the OR retains his interest in the property for 3 years, so if something drastic happened and house prices shot up 2 years, 11 months after BR the OR could still sell the house. However, that's unlikely!

    We bought the BI so as we have all the options available, if we didn't and then ended up in the situation wher ethe house increased in value it would be really cr*p so I would rather have it covered.
  • smiales
    smiales Posts: 212 Forumite
    Part of the Furniture Combo Breaker
    Well we had a court date set for 31st July but had not heard anything more from the OR despite sending in all the required evidence. So I have just rang the court and they have just told us the hearing has been cancelled! I'm obviously pleased a hell but annoyed that the OR couldn't be bothered to tell us this. I booked the sodding day off! :mad:

    But the fact its cancelled outweighs the annoyance at the OR's continued lack of proffesionalism. :j
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    :j:j

    I hope that means what it seems to. :)
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • Hi smiales it does sound like good news, but being the paranoid sod i am:D It does give them one month ish before your discharged if i remember correctly, would this be enough time to take it back to court if they decided too?

    My only concern is them doing so without your knowledge and therefore you not being able to defend.

    Im not clear on the legal proscess so if any one can confirm they cant do that i would feel more confertable, doesnt sound like your OR is very trustworthy and i like to cover all possibilatys if you get my meaning;)

    Better safe than sorry as they say:D

    But i do hope it means what it sounds like it does
    Thats it, i am done, Blind-as-a-Bat has left the forum, for good this time, there is no way I can recover this account, as the password was random, and not recorded, and the email used no longer exits, nor can be recovered to recover the account, goodbye all …………. :(
  • smiales
    smiales Posts: 212 Forumite
    Part of the Furniture Combo Breaker
    fermi wrote: »
    :j:j

    I hope that means what it seems to. :)

    I'll tell you on 28th August!
  • smiales
    smiales Posts: 212 Forumite
    Part of the Furniture Combo Breaker
    Totally agree, I don not trust our OR at all and will not remove my shoulders from up round my ears until discharge is final.

    What do you mean take us back to court without us knowing? Can that happen? Do you mean for a BRO or something???
    Hi smiales it does sound like good news, but being the paranoid sod i am:D It does give them one month ish before your discharged if i remember correctly, would this be enough time to take it back to court if they decided too?

    My only concern is them doing so without your knowledge and therefore you not being able to defend.

    Im not clear on the legal proscess so if any one can confirm they cant do that i would feel more confertable, doesnt sound like your OR is very trustworthy and i like to cover all possibilatys if you get my meaning;)

    Better safe than sorry as they say:D

    But i do hope it means what it sounds like it does
  • smiales wrote: »
    Totally agree, I don not trust our OR at all and will not remove my shoulders from up round my ears until discharge is final.

    What do you mean take us back to court without us knowing? Can that happen? Do you mean for a BRO or something???

    No i meant for another IPO hearing, as in they canceled it but may be to re arange it.

    As you have had no confirmation that they have cancelled it because they are no longer persueing it, personally i would want to know if they have dropped it, just to be sure
    Thats it, i am done, Blind-as-a-Bat has left the forum, for good this time, there is no way I can recover this account, as the password was random, and not recorded, and the email used no longer exits, nor can be recovered to recover the account, goodbye all …………. :(
  • smiales
    smiales Posts: 212 Forumite
    Part of the Furniture Combo Breaker
    No i meant for another IPO hearing, as in they canceled it but may be to re arange it.

    As you have had no confirmation that they have cancelled it because they are no longer persueing it, personally i would want to know if they have dropped it, just to be sure

    I'm with you, all the court said was that the hearing was out as it had been dropped. At this stage I don't want to contact the OR at all for any reason but at the same time I really want to know whats happening.
  • You may be best to leave the OR to lick there wounds, not wise to disturb a wounded beast:p :rotfl:

    Fingers crossed by the way the court said it, thats it though by the sounds of it:D
    Thats it, i am done, Blind-as-a-Bat has left the forum, for good this time, there is no way I can recover this account, as the password was random, and not recorded, and the email used no longer exits, nor can be recovered to recover the account, goodbye all …………. :(
  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hope that this is the last of it for you. Will keep my fingers crossed till the 28th of August for you.

    (((hugs)))
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
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