Shady's debt busting tracker...

Verbatim

Congratulations on the birth of katie-Rose.:A

And on becoming a non smoker and paying off so much in such a short time.:T

shadydaz

thanks verbatim, well done to you you getting those huge CC balances clear.

shadydaz

Good evening everyone.

I have got some good news to share with you all. My car insurance was up for renewal at the end of this month. I have always payed monthly by direct debit. It has always been pricey too because of me being an idiot when is was "little".


This year however as I now have a clear licanse, turned 30 this year and actually shopped around for a lower quote MSE style. I have cut my premium form about £400 a year to £207 for the next year and have paid it up front this time for the first time.
That means the money will now be going into my bills account (earning me interest) to go towards next years... Good stuff.

I have been contimplating what else this can be done with that is not a monthly variable bill, the only other thing a can think of is the TV license in April... and i am going to pay that up front too. I would still rather pay my gas and elec by monthly DD.
So bar the Council tax, (which i will not have enough for this april) is there anything else i can pay up front and subsequently pay money into my bills account to cover the next years bills, then it is sitting earnign me money...????

dancingfairy

Hi- can't think of anything off the top of my head but maybe post a new SOA up and see if any improvements can be made.
df

shadydaz

My work have jest announced dreaded redundancies.. about 1 person in 6 across our site...
I have sweated blood to acheive acheive two promotions and 7 pay rises in the last 3 1/2 years, if I have to go there is no chance of getting a similar job for the same sort of money... I will never get my wife and I debt free...eeek will find out fate (for now) in 4 weeks.

Squeeky bum time for a while...help!

*Paris*

Redundancies are horrible! I think the best thing to do is carry on paying off as much debt as possible, and possibly have a look and see what jobs are available just in case....

paybacktime2008

I've just stumbled on your thread. It's your kind of story that keeps me motivated so thankyou! I'm keeping my virtual fingers crossed for you.

shadydaz

Hi.

Not posted for a very long time but have been lurking around. Still chipping away at the debt and now realy pleased to be under £10000.

My target for Debt free paradise hasn't changed despite a few minor setbacks (more debts appearing magically!) but still fighting hard to reach OCT 2010.

We have most of the bits and bobs paid off now and will be strting to save soon to pay of the "biggie"

Good luck to all of you out there.

Cheers,

Daz.