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Credit Card Limits
Comments
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Sometimes they wont increase it
That is their perogative. However, its not 100% straight to make the pledge and not to honour it. My wife isn't worried about it, the current limit is adequate for her requirements.Don't lie, thieve, cheat or steal. The Government do not like the competition.
The Lord Giveth and the Government Taketh Away.
I'm sorry, I don't apologise. That's just the way I am. Homer (Simpson)0 -
Do all new Capital One VISA cards always start at a £200 limit?0
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Then complain, quote them on the deal, they should have kept up their end of the deal.inmypocketnottheirs wrote: »Not my wife's experience I am afraid. She kept her part of the bargain and Cap1 didn't!Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0 -
What’s with all the troll pictures on the forum today, is their an epidemic of troll's sh|tting on the pavement or something?
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Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0 -
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Told all you sub-primer's before, if you want your credit limits to go up you need to leave some balance on each month instead of paying it off in full. While ever you keep paying it off in full you're not making them any money so they have no incentive to give you more cash to play with.
The whole point of raising your limit is not for your convenience, but so that they can earn more interest off you !!
Search for the thread entitled "Capital One - what do I do now?".
Rob0 -
Told all you sub-primer's before, if you want your credit limits to go up you need to leave some balance on each month instead of paying it off in full. While ever you keep paying it off in full you're not making them any money so they have no incentive to give you more cash to play with.
Hmm I know where you are coming from, but I wouldn't advise paying the extortionate rates on the sub-prime cards if you can afford to pay back in full.
Once you have maintained the card in an efficient manner for 12-24 months, even paying off in full, you should be in a position to get a card with more favourable terms, hopefully offering a decent 0% period.0 -
Told all you sub-primer's before, if you want your credit limits to go up you need to leave some balance on each month instead of paying it off in full. While ever you keep paying it off in full you're not making them any money so they have no incentive to give you more cash to play with.
The whole point of raising your limit is not for your convenience, but so that they can earn more interest off you !!
Search for the thread entitled "Capital One - what do I do now?".
Rob
Not in my case, I have paid in full every month and have had 2 increases in under a year. 200 -> 500 -> 1100, however I do have a lot of transactions on it which I believe makes them money.0 -
So after you had the intial increase , how long was it before they increased up to 1100?0
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