Saturday 31/05/08 What small dfw thing have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Hi Guys sorry for being very late today the site has been throwing me off when I tried to post but has finally let me in again:rolleyes:

Anyway today i have:

• Checked internet banking
• Clicks
• Storecupboard meals
• Worked on veggie garden
• Updated spreadsheets and budgets
• menu planned for next month

Hope you have all had productive days. Enjoy the rest of the evening folks:D

RedDino308

Hi Everyone,

I've done some fairly big money saving things today so am well pleased with myself.

1) Spent the time doing the calculations about our water usage. We can save 25% of the bill if we switch to a meter so I've set that in motion.

2) Got rid of my fee charging bank account and replaced it with one that is free to have.

Have a nice evening everyone.

RD308

mcjordi

:hello: hiya sophiesmum hope your well

today i have cleaned the car out and found 5p:j to go in my pot
checked quidco and have £71.50 tracked :T :j :beer:

was gonna cut the grass but got late so on tomorrows to do list :rotfl:

sophiesmum_2

Good savings to be made with both of those RedDino:T

sophiesmum_2

mcjordi wrote: »

:hello: hiya sophiesmum hope your well

today i have cleaned the car out and found 5p:j to go in my pot
checked quidco and have £71.50 tracked :T :j :beer:

was gonna cut the grass but got late so on tomorrows to do list :rotfl:

Fine thanks but been having a terrible time with this site today:mad:. Must check my quidco later as I have a few things that should be paying out soon:D Well done on your quidco amounts:T

Mrs_Sparkle

-Clicks
-Worked on veggie garden
-Used one cloth nappy (bit rubbish but better than nothing!!)
-Dropped off my plastic recycling at Tesco and got reward points
-Used the sun to bleach out stains in my son's white t-shirt

RedDino308

Hi SophiesMum,

Sure was - £112/year for the water and £17/month for the bank account so I'm well pleased.

How was Malta? I'm hoping to go back over in October time.

RD308

mcjordi

sophiesmum wrote: »

Fine thanks but been having a terrible time with this site today:mad:. Must check my quidco later as I have a few things that should be paying out soon:D Well done on your quidco amounts:T

glad to hear you good yeah i got my quidco from renewing breakdown cover and signing up to some free dvd trials now cancelled of course

EmptyPurse

I'm still taking baby steps on my DFW journey but have achieved a few things today:

• Reconciled my bank accounts with MS money - I want to do this once a week from now on
• Started reading 'Love is not enough' (subtitled "a smart woman's guide to makig & keeping money)
• Made soup from scratch & froze it ready to use for packed lunches in the week
• Resisted buying a couple of 'treats' that I'd normally buy on a Saturday (flowers, family sized chocolate, trip to the deli for lunch)

It's hard to see how these little steps will make a difference when I know I've still got a lot of spending coming up this week (wedding present, dress for the wedding etc). I'm also really concerned that the lightbulb hasn't fully switched on - it still feels like a flickering 40W bulb rather than a full-on 100W bulb. But I'm going to keep trying!

klane

Erk, I could do with Andan to hold my hand... I've just placed my first bet & lay for a go at matched betting on a football match tomorrow. In for a penny in for a pound as they say, or something!!

Besides that, I did 2 MS jobs today and filed the reports. Created lunch from random things in the cupboard, and about to the do same for tea (yes, at 10pm... OH is away and I got carried away trying to figure out matched betting haha. Spag on toast it is then!)


Not done anything else really DFW today apart from looking for more MS jobs but there were none! Have big plan of action/jobs to do tomorrow though so we'll see how that goes. Might list some books on GM before bed, we'll see.

Hope you all had a nice Sat and cross your fingers for me I haven't screwed up on the betting thing...!

andan

Hi Klane, just got in from my audits, hence no post today. Am sure your matched bet will be fine. As long as you have laid at betfair and bet at the bookie, making sure youve met any odds requirements, you'll be fine!

Which bookie are you using first?

Will do my dfw things in a mo, just off to get some late tea as am starving!!