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Is it worth tyring to sue a burglar?
tootie
Posts: 90 Forumite
Sorry if this sounds silly but I'm not sure what to do.
Last October we got burgled and had a number of things stolen from the house including every set of keys we have and one of the cars stolen.
It worked out that we were seriously put out of pocket as we had to pay every insurance excess going
£150 for buildings (damage to door)
£150 for contents
£150 for my car (both sets of keys taken so could not use)
£150 for partners car (which was stolen and later recovered)
£200 to get a new lock set put on the motorbike (as keys to this were also stolen)
Anyway since then, my car insurance has gone throgh the roof as I was unable to protect my no claims bonus because of my age and have lost all bar 1 yr, and the house insurance is due for renewal next month and some of the quotes I have been getting have doubled the monthly cost - AA quoted me £60 a month.
I am still having nightmares about it and finding it hard to live in this house but refuse to be beaten into leaving a house I love.
My car insurance are still trying to pursue the person who did it (who has now been sentenced to 3 yrs for burglary offences)for their costs, which IF sucessful will re-instate my no claims but my partners insurers say they dont do this - its up to us to make a claim against him.
Should We try to Sue him for all our losses? or will it just end up a lengthly vastly expensive process?? and as this person id likely not to have much money (else he would not have been stealing from peoples homes), would we end up worse off than we already are?
Any advice is most welcome
P.s. I already know the best piece of advice is to ensure that all household keys are well hidden each night and to get a house alarm!!
Last October we got burgled and had a number of things stolen from the house including every set of keys we have and one of the cars stolen.
It worked out that we were seriously put out of pocket as we had to pay every insurance excess going
£150 for buildings (damage to door)
£150 for contents
£150 for my car (both sets of keys taken so could not use)
£150 for partners car (which was stolen and later recovered)
£200 to get a new lock set put on the motorbike (as keys to this were also stolen)
Anyway since then, my car insurance has gone throgh the roof as I was unable to protect my no claims bonus because of my age and have lost all bar 1 yr, and the house insurance is due for renewal next month and some of the quotes I have been getting have doubled the monthly cost - AA quoted me £60 a month.
I am still having nightmares about it and finding it hard to live in this house but refuse to be beaten into leaving a house I love.
My car insurance are still trying to pursue the person who did it (who has now been sentenced to 3 yrs for burglary offences)for their costs, which IF sucessful will re-instate my no claims but my partners insurers say they dont do this - its up to us to make a claim against him.
Should We try to Sue him for all our losses? or will it just end up a lengthly vastly expensive process?? and as this person id likely not to have much money (else he would not have been stealing from peoples homes), would we end up worse off than we already are?
Any advice is most welcome
P.s. I already know the best piece of advice is to ensure that all household keys are well hidden each night and to get a house alarm!!
0
Comments
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If you know he has little or no possessions there would be no point in going to court. Even if you are awarded compensation, you are unlikely to receive any - it is called a man of straw in legal speak.
Remember, he and his friends will know where you live."A nation's greatness is measured by how it treats its weakest members." ~ Mahatma Gandhi
Ride hard or stay home :iloveyou:0 -
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