We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Equifax - change in report format

Hi all,

Just thought you would like to know that Equifax(just got my report) are now reporting not just your credit limit in a monthly report but also what balance you have in that particular month. I would suspect so companies get a fuller picture of how your limits have changed and what balance you carry up to it. It must be due to start as the format is in place but there are currebtly no fiqures, see example below taken from my report:

Credit Card HistoryMonth12345678
Credit Limit£ 5,000£ 5,000£ 5,000£ 5,000£ 5,000£ 5,000£ 5,000£ 5,000
Statement Balance
Payment Amount
Month910111213141516
Credit Limit£ 5,000£ 5,000£ 5,000£ 5,000£ 5,000
Statement Balance
Payment Amount
Month1718192021222324
Credit Limit
Statement
Balance
Payment Amount

EDIT: The table in the preview looked ok but some how wont show, tried to get it to look a bit better?
Cheers

John

Comments

  • Tori_Bellatrix
    Tori_Bellatrix Posts: 1,307 Forumite
    Part of the Furniture Combo Breaker
    Hi John ... I think they have been doing this for about a month now .. Like you say, there are bits of data missing ... Gives the changing credit limits but not a lot else.
    :happylove Tori Bellatrix :happylove

    .·:*¨¨*:·..·:*¨¨*:·..·:*¨¨*:·.
This discussion has been closed.
Meet your Ambassadors

Categories

  • All Categories
  • 347.2K Banking & Borrowing
  • 251.6K Reduce Debt & Boost Income
  • 451.8K Spending & Discounts
  • 239.5K Work, Benefits & Business
  • 615.4K Mortgages, Homes & Bills
  • 175.1K Life & Family
  • 252.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.