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Living abroad tips and hints for money savers

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  • droopsnout
    droopsnout Posts: 3,620 Forumite
    donny-gal wrote: »
    Which is now I BUY my prescription drugs in Spain as they are less than the prescription charge!
    DG
    Indeed. My wife takes a medication for which she would pay the full charge in the UK. In France, it is funded partly by the State and partly by top-up insurance. The packet is marked with the price: 2,58€.

    Over a year, that single monthly item in the UK would cost (12x£7.10)=£85.20, though I realise that she could obtain a "season ticket" for £102.50. In France, without State subsidy or insurance it would cost (12x2.58)=30,96€.
    Much of the social history of the Western world over the past three decades has involved replacing what worked with what sounded good. - Thomas Sowell, "Is Reality Optional?", 1993
  • gfplux
    gfplux Posts: 4,985 Forumite
    Part of the Furniture 1,000 Posts Photogenic Hung up my suit!
    Just to confirm the figures in the graph for pensions is accurate as far as I know for Luxembourg. I do not have a Luxembourg pension but it just understood here that that is the level +80%. There is growing tax breaks and encouragement to take out private pensions but this is a recent trend.
    There is a pension Time Bomb ticking here just as there is in many other European Country's. As everywhere politicians elected every few years have little stomach for a fight about a problem 20, 30 or more years away.
    Health care is close to free here. For example a visit to the Doctor will cost approximately 35€ which you pay to the Doctor. You then submit a claim and the state will pay approximately 90% of this direct to your bank account. Prescriptions are similar except there are a number of drugs considered sufficiently beneficial that they are free (example blood pressure and Cholesterol tablets)
    Dental and eye care has roughly the same subsidy as the Doctor. However cosmetic Dental work has only small subsidy's.
    There will be no Brexit dividend for Britain.
  • hi everybody - I'm back again. Had major problems with my computer which hopefully was fixed today. I will read everything and get back to you later.
    member # 12 of Skaters Club
    Member of MIKE'S :cool: MOB
    You don't stop laughing because you grow old,
    You grow old because you stop laughing
    :D
  • Scotland doesn't charge tuition fees but it offers far less money for low income students to live on; as you say, it's a question of choices.

    Going back to the question of prescription charges, nobody in the UK, regardless of income and number of prescriptions, has to pay more than £10 per month in total. You can't buy a lot of medication for that, even in Spain!

    My blood pressure tablets are just over two euros for a months' supply (if I had to pay in Spain which I don't),. These are the only ones I have on prescription therefore much cheaper than UK (free actually as here I am exempt from prescription charges!).
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
    Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton
  • Welcome back Merry Widow!
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
    Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton
  • droopsnout
    droopsnout Posts: 3,620 Forumite
    Hello, everybody.

    Phew! That was a bad weekend!
    Much of the social history of the Western world over the past three decades has involved replacing what worked with what sounded good. - Thomas Sowell, "Is Reality Optional?", 1993
  • Did you get caught in the floods droopsnout? Are you OK?

    It was horribly windy here, but being 3000ft up a mountain we had no floods!
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
    Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton
  • droopsnout
    droopsnout Posts: 3,620 Forumite
    Well, there are floods down in the valley, but no, the whole of the SW of France was devastated by storms on Saturday - the worst winds ever recorded in France. (60% of the pine forest in the Landes has been destroyed).

    We have had our electricity restored today after losing it on Saturday morning.

    It really is very serious indeed.
    Much of the social history of the Western world over the past three decades has involved replacing what worked with what sounded good. - Thomas Sowell, "Is Reality Optional?", 1993
  • droopsnout wrote: »
    Well, there are floods down in the valley, but no, the whole of the SW of France was devastated by storms on Saturday - the worst winds ever recorded in France. (60% of the pine forest in the Landes has been destroyed).

    We have had our electricity restored today after losing it on Saturday morning.

    It really is very serious indeed.
    Got your email, glad you had no serious damage (apart from freezing to death). I'd been totally unaware of the situation until I got an email from one of our French neighbours. They have checked over our property inside and out and fortunately we have had no damage.
    Member #7 SKI-ers Club
    Norn Ireland Club Member 215
  • donny-gal
    donny-gal Posts: 4,661 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I spoke to some friends in Spain last night, and they said that they had lost the telephone lines, but they had been restored now, and the car port with brick pillars had collapsed onto the car in the next doors driveway. One of my neighbours said her upstairs (solarium) door was open and it blew a bunch of flowers in a vase at the bottom of her stairs off, smashing the glass vase they were in. No reported damage to any houses thank goodness.

    DG
    Member #8 of the SKI-ers Club
    Why is it I have less time now I am retired then when I worked?
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