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Save Your Mortgage Broker

124

Comments

  • homer_j_3
    homer_j_3 Posts: 3,266 Forumite
    you can delete them. Go into edit and delete post is under the text box somewhere.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • pania
    pania Posts: 8,258 Forumite
    Conrad wrote: »
    Pania, please understand we need good people like yourself, but this does'nt alter the fact there are far too many advisers, and this has been so I think since 2004.

    yes, and an awful lot are being made redundant. there are at the moment approximately 18-20 applications for each job advertised in my area. I do feel for those people applying that are in the same predicament but like you conrad, I'm hope that those worthy of the jobs are the ones selected.

    My hope is the good advisers remain and the less thorough, less thinking, more sloppy advisers are culled.
    Normally any prune should weed out the dead wood, not the healthy strong branches.

    Unless you're the only strong branch in a currently unprofitable area dealing with purely newbuild...:o

    An example of the sort of sloppiness that currently pervades the industry can be seen on another thread here where someone claiming to be an adviser recommends Preferred mortgages or Mortgages Plc as good options to try!!!!!!!!

    Those to lenders no longer lend!

    Do they not????;) ;);) (Kidding!!!)

    TCF is supposed to ensure advisers have sufficient knowledge to disharge thier duty in a manner clients expect.

    Yep agreed on that one. I think also that lenders aren't doing brokers any favours right now by undercutting the deals that they offer to brokers if the client goes direct. I know that there is a lot of focus on this at the moment and what can be done to rectify the divide.

    I've actually just been offered a sself employed position retraining into FS rather than mortgage advice... Lots to think about...
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • Dan_Collins_2
    Dan_Collins_2 Posts: 1,377 Forumite
    Conrad, thanks for your post.

    When I say love, I love being self employed! I hate paperwork, I am not bad at it! I like dealing with people also! However I would love to work in a zoo! lol
    :confused:
  • JuiceFS
    JuiceFS Posts: 19 Forumite
    Hello everyone. I've just joined this site and would be interested to know how you got the disclaimer at the bottom of your post, to show that you are a mortgage adviser. Could anyone advise me please? Thanks
    I am a Mortgage Adviser :j
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • payless
    payless Posts: 6,957 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Juice it comes with service- you have to arrange 20 mortgages from site users who give you positive feedback ( and can't charge a fee unless rebating all the commission)
    Any posts on here are for information and discussion purposes only and shouldn't be seen as (financial) advice.
  • payless
    payless Posts: 6,957 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    No seriously copy someones using control C

    then go into UserCP menu above( link is above under private messages/ over start Here )
    and then use edit signature option

    however there's a issue , so if does not work you may have to shorten it
    Any posts on here are for information and discussion purposes only and shouldn't be seen as (financial) advice.
  • homer_j_3
    homer_j_3 Posts: 3,266 Forumite
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • JuiceFS
    JuiceFS Posts: 19 Forumite
    payless.....you little tinker!! Thanks for the info and the link from homer_j, you are stars! Hope business is good for you guys x
    I am a Mortgage Adviser :j
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • JuiceFS
    JuiceFS Posts: 19 Forumite
    Is this ok?
    I am a Mortgage Adviser :j
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • _Andy_
    _Andy_ Posts: 11,150 Forumite
    JuiceFS wrote: »
    Is this ok?

    Loving it. Not too keen on the italics though ;)
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