Greybeard009 wrote: »
Nationwide's credit card has always been recommended for overseas purchases, and I have had their card for some years now, and use it purely for that purpose. Unfortunately, just yesterday, they informed me that as I had not used the card for some months, they were closing the account at the end of the month when the card expires. Do I protest? Have I any say in the matter? Any comments appreciated, please.
jackyann wrote: »
No-one has mentioned the SAGA credit card (you're all under 55?)
0% charge in Europe, 1% rest of the world. My tip is to top it up before you go, then you can use it like a debit card to withdraw cash ( at the same rates). This would not work if you needed to put a lot on the credit card and rely on paying it off later, but it works very well for me.
As for the EHIC card: you get the same rates as residents of that country, so if it might be an issue, check with FCO what that is.
My travel insurer is cheap, and has the condition that I will use my EHIC card to get my entitlement, then it will cover whatever I have to pay.
I usually stay with friends or camp, so I wasn't aware of how tour operators work until I booked a package holiday a few years ago. They tried to sell me their travel insurance, and I refused. They then insisted that I gave details of my insurance, which I thought odd, but did. When I got there, I realised that they had a deal with a local doctor / clinic for holiday-makers to be seen privately, not using the EHIC system.
Govt has introduced a £273 flat fee
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