Need to transfer Sainsbury's CC balance to Interest Free

veronarona

The Virgin 0% for 9 months is supposed to be best (unless you know better) but they say "not available for MBNA cards". I don't think Sainsbury's is MBNA, it's Bank of Scotland... ?

Could anyone advise me? I've left it a bit late already

veronarona

urbanfrit

veronarona wrote:

The Virgin 0% for 9 months is supposed to be best (unless you know better) but they say "not available for MBNA cards". I don't think Sainsbury's is MBNA, it's Bank of Scotland... ?

Could anyone advise me? I've left it a bit late already

veronarona

Sainsbury's is run by Halifax/Bank of Scotland (HBOS)

bob_builder_2

veronarona wrote:

The Virgin 0% for 9 months is supposed to be best (unless you know better) but they say "not available for MBNA cards". I don't think Sainsbury's is MBNA, it's Bank of Scotland... ?

Could anyone advise me? I've left it a bit late already

Unfortunately, you have left it too late and now Virgin charges a 2% balance transfer fee so it is no longer the best.

I would recommend the IF card with no fee but that is also a HBoS card (like Sainsburys) so you will not be able to transfer to that.

grumbler

List of who ownes each card, also http://www.stoozing.com/cards.htm

0% cards: http://www.stoozing.com/0fees.htm

Jazzking

Sorry to hijack the thread, but are RBS and HBOS different then?

I'm about to transfer a balance from Sainsbury's to an RBS card, will this cause problems since Sainsbury's is HBOS?

Thanks!
Alex

bob_builder_2

Jazzking wrote:

Sorry to hijack the thread, but are RBS and HBOS different then?

I'm about to transfer a balance from Sainsbury's to an RBS card, will this cause problems since Sainsbury's is HBOS?

Yes, RBS is the Royal Bank of Scotland and HBoS is the Halifax Bank of Scotland so they are rivals.

Jazzking

So that's fine then - thanks for the prompt reply!