BOB goes forth

in Debt Free Diaries
2K replies 43.2K views
boredofbeingathomeboredofbeingathome Forumite
15.7K Posts
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Hello everyone:hello:

I feel very nervous as I type this, but i wanted to start my own DFW diary to keep me off the streets as it were!

As you have probably already guessed i am a bit of a Blackadder fan, and am known as BOB around these here parts. Short for boredofbeingathome, but also on advice from Ellidee, and from an old family nickname (won't go there)

I have been very inspired by all the debt busting efforts, and advice of folk on here.Elantan, Hypno, Pania, ISOM,Donner kebab,Snaggles, Tigtag,Ciara..and numerous others :T I hope to put all of their ideas into action, and really get to grips with everything that has been going on in the festering, turnip strewn, blustering pit, that has passed for my life this past year.:o

Down to the nitty gritty bits now. I have personal debts, which include a car loan, and two cards. This totals £5000. Two of these are on 0% interest, the car loan and the Argos card ( i got my eldest daughter some furniture) The other card is an Amazon, Halifax card which will hopefully be paid off in the next three months. I want to clear these and then i can make more headway into Mr.B's stuff (business..long story)

So far i have signed up to a couple of challenges, but admit i am a coward when it comes to putting stuff on E bay. I enjoy the Grocery challenge and have probably saved myself over £500, on this in the past three months. I have signed up to Quidco,pigsback etc. Joined a couple of Mystery shopping agencies, claimed back credit card charges from years ago. I budget tightly, but maybe not as vigorously as i could, I also use the snowball calculator.

The money saved went to a good cause, My Cornwall, got to visit my eldest daughter fund...It is a must!:D I have a separate account and a tent for emergencies.:cool:

Now comes the other bit..
I am a supply teacher ...absolutely hate it :mad: Not teaching, but awful schools. A month or so ago, i decided to get tough with supply agencies about sending me there, and have so far managed to use old contacts to get a few days work. I am applying for other jobs, but i have other commitments regarding my youngest daughter. She has medical problems, which require a lot of hospital visits. Most of these will tail off, but not good when trying to explain for job interveiws..so i am exploring all avenues to fit around these commitments.

I didn't want to take this route, as suggested to Kate/Bob, by her father..

Her aging father informs her that due to his imminent dotage he must look to his daughter to sustain him, and suggests that the best way is for her to become a prostitute.

“ Oh, please go on the game; it's a steady job, and you'd be working from home! "

:eek:

I really would be boredofbeingathome then, so i will have to find some other cunning plan.:D

So thats me, mother of three, married to one, struggling like everyone else just trying to make a little sense of this world:confused: I may well meander a bit, have a bit of a moan, but am hoping to get there in the end, going forth is my new motto!

Now where did i put that turnip?
Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:
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Replies

  • SnagglesSnaggles Forumite
    19.5K Posts
    Hellooooo Bob, happy new diary!!

    I know exactly how you feel about struggling to juggle hospital appointments with work, it's really not easy and you have my sympathy. Ever so glad you are not considering the 'oldest profession' though! :rotfl:

    I will look forward to reading your diary and seeing your progress. :T
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • boredofbeingathomeboredofbeingathome Forumite
    15.7K Posts
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    Thankyou, i hope all goes well with your appt tomorrow as well. x
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • fermifermi Forumite
    40.6K Posts
    10,000 Posts Combo Breaker Intrepid Forum Explorer Rampant Recycler
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    Now where did i put that turnip?

    If it's a "dream turnip" then ask Balders. :p

    turnip.jpg

    Good luck Bob. :)
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • boredofbeingathomeboredofbeingathome Forumite
    15.7K Posts
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    fermi wrote: »
    If it's a "dream turnip" then ask Balders. :p

    turnip.jpg

    Good luck Bob. :)

    :rotfl: :rotfl: :rotfl:

    Thanks, i think they have been helping me sleep a lot lately. Two turnips in the ear, help block unwanted noises..amazing the uses for a turnip:D
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • jakjak Forumite
    1.7K Posts
    Part of the Furniture 1,000 Posts Name Dropper
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    Just wanted to say good luck...I teach too, well I did, i've given up now, mainly due to grim schools and limited jobs...Anyway I can totally relate. What kind of work are you lloking for now out of interest?
    I will enjoy catching up on your diary.
    J
    X
    Emergency fund 50/3000
    Holiday fund 208.51/3000
  • boredofbeingathomeboredofbeingathome Forumite
    15.7K Posts
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    Congrats, on the baby Jaks.
    I am hoping to teach at night school, although I am a Primary school teacher. I agree about the grim schools, it really puts me off and i am not easily put off!
    I tend to get mad on behalf of the children, as in poor facilities, and a clear air of no hope about..if that makes sense. They can also be rude and aggressive, which i find an appalling reflection on the school.

    I have also taught in some really nice schools in poor areas, and used to keep an open mind, but i have a ltd amount of patience lately.

    You have done very well with your challenges so far..well done.
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • jinky67jinky67 Forumite
    47.8K Posts
    YEAH BOB:j :j :j
    I am looking forward to this:D
    Happy new diary:T
    :heartpulsOnce a Flylady, always a Flylady:heartpuls
  • hypno06hypno06 Forumite
    32.3K Posts
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    Turnip - reminds me of our honeymoon :D

    wibble xx
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • LouiseJLouiseJ Forumite
    11.2K Posts
    Great to see your own thread BOB:j

    I will look on with interest:D
    But these things take time, I know that I'm, the most inept that ever stepped.
  • elantanelantan Forumite
    20.5K Posts
    Part of the Furniture 10,000 Posts
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    and what a start absolutely perfect ....just knew it would be a riveting read cant wait for the next installment

    if you did go into the oldest profession i would dread to think about all the stories you could have to share *shuddering at the thought*
    march 2011-july2019 8 years and 4 months ... or 100 months and counting
    "what would you do if you knew you couldn't fail.... enjoy the adventure" " to my own self be true"
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