What do you do with money left?

Angelraesunshine

Anything left over stays in the account to help bring my over draft back down

well done btw

galadriel

I'm planning to use the £50 I have saved this month to buy some new airbeds. We camp a lot so this is something that will be of benefit to me.

[Deleted User]

A third to save ,a third to keep indoors as an emergency fund and a third for a 'Happy Cash Stash' to spend on whatever you darned well feel like.

MrDT

I can't really beat my target by much, but the difference between my target and the £100 I used to spend (at the very least) each month in the past gets shifted into my savings on payday. I haven't got much choice other than to meet my target this way I either meet the target, or sacrifice something else instead (and since that 'something else' would usually be 'a few beers', I'll do all I can not to fail :beer: )

The £40 a month I save from my food budget might only be enough to buy about 0.05% of my kind of house, but I'd rather be 0.05% closer to my target of owning outright than 0.05% further from it

jak

I am putting anything we save from our budget towards christmas for free challenge. I'm only aiming for £15 pcm tho as we are budgetted to the bone! Saying that, we should hit our target this month hopefully!
J
X

Quasar

I have a cast iron rule: whenever I have money left, whether at the end of the month, or after some judicious shopping that has left some money over, or if I earn more then expected (I'm self employed), I put half into my savings come what may, and the other half I use for treats. However, if there is nothing that I particularly want or need, I save that too.

You'd be surprised how savings increase in that way.

piglet6

Hi doelani!

I would agree with the majority, and pop it into an "emergency" fund if you don't already have one...

If you do have such a thing already, then I would be tempted to put (at least...) half away into savings, and allow yourself a small treat with the rest. :rolleyes:

Well done on saving so much! :T

Piglet