BRO / BRU's - how common?

Purplekylie22

shadowdragon wrote: »

but if you look at the BRO/Us some people are seriously hiding money without giving reason, there was one who withdrew 15k from his house sale and said he gambled 10k in a casino and chucked 5k in the river, total rubbish that cash had been stashed, they deserved a BRO, as for buying a cooker ect, its kinda of justifiable and if you have a paper trail to it you may get a sympathetic ear from the OR.

Oh and I think that the last of the 2K went on my nursery fees, would this be frowned upon? i fell behind with nursery over xmas / new year, two boys, b/days 25th Dec and 20th Jan so I think about 1K went on things for house that were really really badly needed and the rest got me up to date with nursery... they could say I was favouring a creditor, but without nursery I wont be able to work e.t.c

Purplekylie22

sammahootexpress wrote: »

i was told i was going to get a bro back in november , but im 11 months br and still waiting .

Can I ask why you were told you would be getting yours?

shadowdragon

Purplekylie22 wrote: »

Oh and I think that the last of the 2K went on my nursery fees, would this be frowned upon? i fell behind with nursery over xmas / new year, two boys, b/days 25th Dec and 20th Jan so I think about 1K went on things for house that were really really badly needed and the rest got me up to date with nursery... they could say I was favouring a creditor, but without nursery I wont be able to work e.t.c

Unfortunatley Im not an OR (or should that be fortunatley!!!) ORs are hit and miss with decisions, my advice would be to be honest and upfront with them, if you can justify your spending you can only wait and see what they say.

Purplekylie22

shadowdragon wrote: »

Unfortunatley Im not an OR (or should that be fortunatley!!!) ORs are hit and miss with decisions, my advice would be to be honest and upfront with them, if you can justify your spending you can only wait and see what they say.

Thanks, I expect if I did get one, it wouldnt be a huge one anyway. maybe just 2 -3 years

shadowdragon

Purplekylie22 wrote: »

Thanks, I expect if I did get one, it wouldnt be a huge one anyway. maybe just 2 -3 years

yeah looking at the IS site it seems the punishment fits the crime if you know what i mean. I doubt you would be looking at 5years for 2k of debt when you "knew" or "should have known" you were insolvent, compared to some who have 20k new debt or sell there houses and squander the equity rather than pay creditors.