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renting out question

Hi

Am a newbie at renting out and wanted some advice.

me and my partner getting married and he is moving into my house. We have planned to rent his house ( he's on a fixed mortgage finishing 30th of June). We are getting married in the next week and have found someone to rent his house too.

I understand we need to get a buy to let mortgage.

The issues we've got is :

1/ the person who wants to rent wants the house for 6th of june. We are tied to a residential mortgage until 30th june. What's the best way to tackle this? Do we tell the company or wait till 30th of june/ rent the place anyway and then swap to another buy to let? Will they let us have permission to rent for 20 days if we decide to swap to buy to let with someone else?

2/ his house insurance ends on 8th of june. Can we still get landlord's insurance for the period if the mortgage company ok's it while we still on residential mortgage

would appreciate some help - very confused!

Comments

  • poppy10_2
    poppy10_2 Posts: 6,597 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    1) You can just continue on the residential mortgage for now, the mortgage company won't quibble about a mere 24 days
    2) Yes
    poppy10
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