We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Birmingham Midshires - are they good?

cifpower
cifpower Posts: 6,502 Forumite
in Insurance & life assurance
My contents insurance is currently with Legal And General with an annual premium of around £65. My policy year is nearly up and I am also moving house at the start of next month so I have been casting around to check for prices. The cheapest I have comes across are BM with an annual premium of £56. Are they a a good insurer to deal with? Especially if a claim is needed. Never had to so far - knock on wood.

Comments

  • Oscar_The_Grouch
    Oscar_The_Grouch Posts: 2,246 Forumite
    Part of the Furniture Combo Breaker
    You will be pleased to know that according to the Birmingham Midshires website, they no longer provide insurance and the entire account has been transferred to Legal & General!!
    In the beginning, the universe was created. This made a lot of people very angry and was widely regarded as a bad move.
    The late, great, Douglas Adams.
  • cifpower
    cifpower Posts: 6,502 Forumite
    Really? Can't see that myself

    https://quote.askbm-insurance.co.uk/

    would be odd if they did as Halifax own BM
  • Oscar_The_Grouch
    Oscar_The_Grouch Posts: 2,246 Forumite
    Part of the Furniture Combo Breaker
    I thought it was odd too, but here it is:

    http://www.askbm.co.uk/aboutbm/customerservice/yesno/insure.asp
    In the beginning, the universe was created. This made a lot of people very angry and was widely regarded as a bad move.
    The late, great, Douglas Adams.
  • FlameCloud
    FlameCloud Posts: 1,952 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I dont think thats right- we still get claims for BM policies. The policy now on offer is relativly new as well, only being released in March. Either the website hasnt been updated, or we havent been told about it. Neither would suprise me to be frank!

    The policy is ok. It has some really strange exclusions and cover for mobiles is severly restricted. Personnally, I wouldnt, but there you go.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.2K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture