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What can i expect from here on????

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  • Is’nt it best to show your account as it always is, if the OR see”s you suddenly withdrawing loads of cash, will he not frown upon this, i don’t want to F*@k this up in anyway, if you know what i mean......although i think your right, seems that people that play by the rules always get f*@cked over, people that duck n dive seem to get away with it......
  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    Is’nt it best to show your account as it always is, if the OR see”s you suddenly withdrawing loads of cash, will he not frown upon this, i don’t want to F*@k this up in anyway, if you know what i mean......although i think your right, seems that people that play by the rules always get f*@cked over, people that duck n dive seem to get away with it......

    As long as you can explain what you have been doing e.g. withdrawing the funds for going BR, rent, living expenses, etc then I wouldn't think the OR would have a problem with it. It's if you suddenly jet off for a fortnight in Barbados that he might think things are a little bit hinky....
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    as MG said the OR will allow for expenses....dont leave you with nothing to live on, and if you take the cash from your cc it'll not be questioned as long as you can explain where the cash went and what for you'll be fine
    We all die. The goal isn't to live forever, the goal is to create something that will
  • fiveyearplan
    fiveyearplan Posts: 10,145 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    If your money gets frozen in your bank account, what will you live on until its 'unfrozen'? Thats why it is normal practice to do this. Your landlord, mortgage etc still need to be paid.

    :j :j


  • AllNancy
    AllNancy Posts: 284 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Hi,
    I was made bankrupt last week and before the court date, emptied my bank account and took one credit card to the limit to make sure I had the fee and money to live on.

    You need to eat and pay bills. It really is a case of survival. Go to the bank before court as someone else has advised.


    People on here are great and they will help you through this.



    Nancy
    Nancy 16 Membership No 147
    BR 21st.May 2008.......Discharged November 2008
    :j...so what?....... It's Life!
  • Hi Guys

    Think i may of had a result today, got all my forms filled in, 3 copies ready for the court, then a friend via a friend happens to be an Insolvency Practioner, meeting him tomorrow before i go to court and he is gonna dot all the I’s and cross all the T’s, and make sure it will go smoothly for me, best bit, free of charge, what a star..

    Will let you know what happens when i get home tomorrow......the saga continues, for the first time in 30 months, i feel like im getting somewhere...
  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    Oh how excellent is that - nice one! :cool:
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • dalip
    dalip Posts: 7,045 Forumite
    You certainly find out who your friends are when you go bc. I found most of mine seem to be here:D .
    Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
    Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D
  • Only told my Mum today, and told a few friends at work, they all seemed really shocked, but really supportive also
  • AllNancy
    AllNancy Posts: 284 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    dalip wrote: »
    You certainly find out who your friends are when you go bc. I found most of mine seem to be here:D .




    Ain't that the truth! lol:confused:



    Nancy
    Nancy 16 Membership No 147
    BR 21st.May 2008.......Discharged November 2008
    :j...so what?....... It's Life!
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