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legal protection on car insurance...is it worth it??

Hiya

please can someone help?

Ive just insured my car and the insurance company is REALLY pushing for me to have legal protection.

Ive never had it and didnt think i need it but do i??

Its only insurance for a p reg escort. Ive always been 3rd party fire and theft but this year fully comp was cheaper so i went with that. i have 6 years no claims and my husband is on the policy too...hes only been driving since july last year but he is 32 whereas im only 24. I have a carseat in the car (Which would be covered if i did get legal protection) and i i also have a cd player but its nothing specail and i dot think the legal protection covers that anyway.

Their main selling point was that the legal cover would give me a free hire car if needed but i have fully comp cover with a courtesy car anyway.

I just dont know if its work paying out the extra £3+ a month????

Any advise would be great.

Thanks

Ann

Comments

  • Ann1984
    Ann1984 Posts: 243 Forumite
    Part of the Furniture
    just found an old thread on the same subject and have had a good look there, still not too sure what would be best for me but it has been helpful so thanks to everyone there for the input.

    Ann
  • matthewsguide.co.uk

    £9.99 for a years Legal cover and they donate £1.00 of that to the British Heart Foundation or Cancer Research, you choose. well worth it and worthy causes benfit as well

    Harry Jacobson
    Ann1984 wrote: »
    Hiya

    please can someone help?

    Ive just insured my car and the insurance company is REALLY pushing for me to have legal protection.

    Ive never had it and didnt think i need it but do i??

    Its only insurance for a p reg escort. Ive always been 3rd party fire and theft but this year fully comp was cheaper so i went with that. i have 6 years no claims and my husband is on the policy too...hes only been driving since july last year but he is 32 whereas im only 24. I have a carseat in the car (Which would be covered if i did get legal protection) and i i also have a cd player but its nothing specail and i dot think the legal protection covers that anyway.

    Their main selling point was that the legal cover would give me a free hire car if needed but i have fully comp cover with a courtesy car anyway.

    I just dont know if its work paying out the extra £3+ a month????

    Any advise would be great.

    Thanks

    Ann
  • Quentin
    Quentin Posts: 40,405 Forumite
    July 13th must be the day for cynical spamming in the insurance forum! (Last post in this thread was over 2 years ago!)
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