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Student badget - Loan help!

Hi,
I will be going into my final year of my undergraduate degree in September.
In total, which includes around 800 pounds from my parents, I recieve £4000 for living costs. I have a sepearate loan for tutition fees.
I will be going into a house for next year and will be likely to be paying 300/month excluding bills. Has anyone got advice regarding my situation as I am worrying about how I will be able to have enough money.

At the moment I am going to:
Declare non-depenance on parents to increase the amount I get from loans.
Getting a job in the summer.
And little things such as tesco club card etc.

Any advice?? Thanks for looking!

Comments

  • The_One_Who
    The_One_Who Posts: 2,418 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    1. Work full-time during the summer and that should give you a few bob to save.
    2. Get a part-time job for during term-time and that should keep you afloat. 3. It depends on how luxurious you want your lifestyle to be, if you use certain buying techniques (buying own-brand, buying at certain times of the day, buying in bulk etc) then food shouldn't be a problem.
    4. Keep a tight reign on how much you spend on nights out.
    5. Watch how much you spend on your mobile phone, if you have one. You might be cheaper on a contract if you spend a lot on PAYG.
    5. Keep bills low by researching tariffs and getting the best one for you. Turn off lights, appliances, etc when not in use.
  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite
    What do you mean by "declare non dependance on parents"?
  • The_One_Who
    The_One_Who Posts: 2,418 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    What do you mean by "declare non dependance on parents"?

    Yeah, that confused me too. What does that mean? Surely if you are getting £800 from them it is still something.
  • kr15snw
    kr15snw Posts: 2,264 Forumite
    You need to prove non dependance. I think you have to show you have been living on your own / providing for yourself for 3 years to do this.

    Can you do this?
    Green and White Barmy Army!
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