Halifax Ultimate Reward Current Account

sscott5581

I recently applied for the above account and received a letter today stating "we are currently processing your application, however our underwriters require further information to assess your application".

The letter goes onto say I have to go into branch with my last three bank statement showing my salary credited. My salary is paid into Citibank Current Account.

My Experian file has been searched.

I have an Easycash Basic Account and savings over 2K with Halifax.

Is it likely I will get the above account after the bank has seen my statements or could I still be refused?

Thanks
Steven

Hemel_2

theres always a possibility for the account being refused, BUT you have got an opportunity to grab a good deal (imo - i have the same accoint), no harm in submitting the statements for review... it will be a 1000 times better than your current bank account...

let us know how you get on?

sscott5581

Hemel wrote: »

theres always a possibility for the account being refused, BUT you have got an opportunity to grab a good deal (imo - i have the same accoint), no harm in submitting the statements for review... it will be a 1000 times better than your current bank account...

let us know how you get on?

Thanks for your reply, I will certainly post back how I get on. Anyone else have any feedback.

jonathon

I have a basic account with Halifax and popped in friday just on the off chance to see if thay would upgrade me to a high interest current acount and thay did.

sscott5581

jonathon wrote: »

I have a basic account with Halifax and popped in friday just on the off chance to see if thay would upgrade me to a high interest current acount and thay did.

Glad to hear you got your upgrade, if you dont mind me asking how long have you had your basic account with Halifax before asking for an upgrade.

jonathon

sscott5581 wrote: »

Glad to hear you got your upgrade, if you dont mind me asking how long have you had your basic account with Halifax before asking for an upgrade.

i have been with them for around 12 months, I asked for an upgrade in january and got refused. I now have my wifes and my salery paid in.I have a realy bad credit history. we have £3500 in an isa with them and £1000 in savings.

[Deleted User]

sscott5581 wrote: »

I recently applied for the above account

But seriously, why?!? Halifax suck!!!

sscott5581

I got the above account, so my credit rating is obviously getting even better.

cifpower

Congratulations!