We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
ccj
xxkizzxx
Posts: 5 Forumite
in Credit cards
Hi could someone put me right please had a lot of credit problems in the past due to a nasty split up i got all the debt! Just obtained my credit reports from all 3 agencies not as bad as i thought !! only thing really is a ccj which was put on 6 years ago on the 30th of this month will this automatically be removed or do i request it?
0
Comments
-
Should automatically drop off the report ....:happylove Tori Bellatrix :happylove
.·:*¨¨*:·..·:*¨¨*:·..·:*¨¨*:·.0 -
It will automatically drop off.0
-
How can the 3 agencies all score you so different! cant even remember ccj! and has no details just amount and date it was put on so dont even know who put it there! Only light is its due off this month.
How can you have a good report score with one and fair with the others and how if no changes have been made to your report i.e no searches how can one month you have a score higher than the score is this month daffels me!!!!0 -
I think it baffles everyone - the CRA'S are a law on them selves ...and they know it!0
-
Also thought bank accounts dont show up on these credit refference sites one shows my current account! Is this legal?0
-
Banks do show up , for example mine shows - but no balance and it also shows my OD limit. I would imagine if you were in youre OD it would say by how much.
With your CCJ , it should drop off exactly six years to the day - this did with me.0 -
Does anyone know which cra sygma uses?0
-
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.1K Work, Benefits & Business
- 603.7K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards