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Dear Diary - help me be Debt Free

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Comments

  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    Part of the Furniture Combo Breaker
    Deep breath - shoulders back - no more tears.

    I think I may have PND. I am going to talk to the health visitor about this on Thursday when baby clinic is on.

    As well as keeping track of money matters on here I am going to take the sage advice of my good friend BB and just keep a general diary to try and keep the feelings of worthlessness in check. I haven;t discussed this with the Hubbles yet as it would break his heart. I want to talk to HV first and see what she advises and then go to him with answers as well as a problem.

    Wish me luck:o

    Luc xxx
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073


  • Keeping_Positive
    Keeping_Positive Posts: 4,750 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Good luck and well done for recognising the symptons and seeking help. PND is a horrible illness that many Mums on here will have had crossings with. xx
    :j
    May 2013 new beginnings:j
  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    Part of the Furniture Combo Breaker
    Well that went better than expected.

    I took a deep breathe and told Hubbles I thought I might be a bit PND. He was very calm and considerate and totally agreed that I should talk to HV... (insert 'phew' smiley)
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073


  • lucielle
    lucielle Posts: 11,592 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi Lucifa, I subscribe to another diary for Sammie b mouse who is going through something similar, maybe you two could 'talk' to each other. Good luck talking to HV.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • beanielou
    beanielou Posts: 96,709 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Well done on recognising that you may have PND.
    Hope your HV is supportive hun.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    Part of the Furniture Combo Breaker
    Tadpoles good
    Run good

    Mood - meh. Overthinking what I need to tell HV on Thursday... must not wimp out!
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073


  • lucielle
    lucielle Posts: 11,592 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Tadpoles?????
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    Part of the Furniture Combo Breaker
    lucielle wrote: »
    Tadpoles?????
    L
    Swim class for Nathan :D
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073


  • Keeping_Positive
    Keeping_Positive Posts: 4,750 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Lucifa73 wrote: »
    Tadpoles good
    Run good

    Mood - meh. Overthinking what I need to tell HV on Thursday... must not wimp out!


    Been there done that too many times!!

    How about typing it all out in word as you think/feel it. Dont worry too much about it making sense at first. Then on Wed go through it and tidy it up. Then print and take it with you.
    :j
    May 2013 new beginnings:j
  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    Part of the Furniture Combo Breaker
    Been there done that too many times!!

    How about typing it all out in word as you think/feel it. Dont worry too much about it making sense at first. Then on Wed go through it and tidy it up. Then print and take it with you.

    That is a good idea - thanks!
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073


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