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How Do I check up on my Wife Debts

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  • count_rostov
    count_rostov Posts: 218 Forumite
    I agree - get her on this site! She'll be obsessed with spreadsheets and no spend days in no time.
    Debt at LBM (20th March 2008) £13,607
    Debt currently [strike]£11,667[/strike] [strike]£11088[/strike] [strike]£10,681[/strike] [STRIKE]£10354 Hurrah 24% paid off[/STRIKE]
    Oh dear ... back to £12944 9% paid off :rolleyes:
    Hurrah £10712 22% paid off
  • PayPeanuts_2
    PayPeanuts_2 Posts: 132 Forumite
    If you go on Experian you can sign up for a monthly credit check to be sent to you via email - I believe its called Credit Expert. Perhaps you could get your wife to agree for this to be sent to a joint email address so you can keep a check on how her debts are doing and make sure no-one is using her details fraudulently. If you put it to her that someone has recommended the service to you.
  • LZL03
    LZL03 Posts: 17 Forumite
    Thanks Everyone,
    It really is a weight off my shoulders know that I'm NOT jointly responsible for all debts.

    To be fair my wife has struck rigidly to our aggreement that she pays me back, and has never missed a payment in the last six years with it being via a standing order from her account to mine. She also is sticking to our golden rule, that if the money is not in the bank you cant afford to buy it.

    But having gone through the turmoil, it does knock you for six, and yes it is take a long time for the trust to come back even though we are now much closer as a couple as everything is in the open and she not longer has the fear. We all make mistakes, but I dont think that trust will ever return to 100%, 99% maybe. I think there will always have be that tiny doubt below the suface.
  • LZL03
    LZL03 Posts: 17 Forumite
    Thanks Everyone,
    It really is a weight off my shoulders know that I'm NOT jointly responsible for all debts.

    To be fair my wife has struck rigidly to our aggreement that she pays me back, and has never missed a payment in the last six years with it being via a standing order from her account to mine. She also is sticking to our golden rule, that if the money is not in the bank you cant afford to buy it.

    But having gone through the turmoil, it does knock you for six, and yes it is take a long time for the trust to come back even though we are now much closer as a couple as everything is in the open and she not longer has the fear. We all make mistakes, but I dont think that trust will ever return to 100%, 99% maybe. I think there will always have be that tiny doubt below the suface.
  • duchy
    duchy Posts: 19,511 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Xmas Saver!
    Gosh I wouldn't tell her about this site-If she sees how little you trust her (reading the first post) it may do untold damage.
    At the very least change your user name and let the post work its way down the pile before introducing her to the delights of MSE !!
    I Would Rather Climb A Mountain Than Crawl Into A Hole

    MSE Florida wedding .....no problem
  • mountainofdebt
    mountainofdebt Posts: 7,795 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Can I just say that as someone in your wife's position I am feeling absolutely gutted at the moment.

    OH is insisting that he has details to my account and I have to be honest I do resent it.

    As I asked my OH to stop treating me as a child but as a adult that has f**ked up.
    2014 Target;
    To overpay CC by £1,000.
    Overpayment to date : £310

    2nd Purse Challenge:
    £15.88 saved to date
  • in2deep_2
    in2deep_2 Posts: 363 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    PayPeanuts wrote: »
    If you go on Experian you can sign up for a monthly credit check to be sent to you via email - I believe its called Credit Expert. Perhaps you could get your wife to agree for this to be sent to a joint email address so you can keep a check on how her debts are doing and make sure no-one is using her details fraudulently. If you put it to her that someone has recommended the service to you.


    Here is slightly more errrrr naughty idea...

    EDIT.....sorry it was to mischevious to leave on.

    OMG thats soooo bad.
    'Beware of little expenses. A small leak will sink a great ship'. -Benjamin Franklin.
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