Council wants £397 for hitting a bollard

jimmyjim_uk

Iamthesmartestmanalive wrote: »

Agreed

You should have had it settled by your insurance co at the time, they have instead spent a lot of time chasing this debt

The price doesnt seem unreasonable for the damage done and just because you dont have your paperwork isnt their fault

I never knew I took out the bollard at the time of the crash.

The first I knew about the bollard was 2 days ago in a letter.

I have recevied a copy of all evidence and letters the council wrote to me, as I requested.

The first letter they wrote requesting money was 5 months after the crash. I moved house 4 months after the crash. Not my fault I moved house before they pulled their finger out.

System

DEFENCE NO 1

jimmyjim_uk wrote: »

I never knew I took out the bollard at the time of the crash.

DEFENCE NO 2

The first I knew about the bollard was 2 days ago in a letter.


DEFENCE NO 3

The first letter they wrote requesting money was 5 months after

when did you really know about it ?not at all /2 days ago/5 months later ?

Keith

CHRISSYG wrote: »

DEFENCE NO 1



when did you really know about it ?not at all /2 days ago/5 months later ?

If he moved 4 months after the crash, he would not have got their first letter as it was sent 5 months after the accident.

I want to know how you manage to knock down a bollard and not notice

jimmyjim_uk

CHRISSYG wrote: »

DEFENCE NO 1



when did you really know about it ?not at all /2 days ago/5 months later ?

2 days ago via the letter.

If you read my post above. I asked for all the evidence and letters from the council. I now have a copy of that information. Hence why I knew they wrote to me after 5 months after the crash.

jimmyjim_uk

Keith wrote: »

If he moved 4 months after the crash, he would not have got their first letter as it was sent 5 months after the accident.

I want to know how you manage to knock down a bollard and not notice

It was a serious accident and the emergency services were involved.

Iamthesmartestmanalive

jimmyjim_uk wrote: »

It was a serious accident and the emergency services were involved.

And its the OP/her insurers responsibility to ensure it was reported to those affected

Tbh the OP's story sounds a bit suss to me

I simply dont believe the council havent actually contacted her or a relevent party before now and they have just tried to run away from it and have finally been caught

Twopints

Iamthesmartestmanalive wrote: »

And its the OP/her insurers responsibility to ensure it was reported to those affected

Tbh the OP's story sounds a bit suss to me

I simply dont believe the council havent actually contacted her or a relevent party before now and they have just tried to run away from it and have finally been caught

That's because you haven't read it properly (or at all) :rolleyes:

Keith

jimmyjim_uk wrote: »

It was a serious accident and the emergency services were involved.

Fair enough, but surely the police report given to your solicitor mentions damage to the bollard.

Perhaps when you described the incident in your report you noticed the damaged bollard?

I had a serious accident and I visited the scene serveral times to make measurements, surely at one point you noticed that a bollard had been damaged

student100

Do you honestly have no documentation showing who your insurer was at the time? Bank/card statements with the insurance premium detailed or something?

Failing that, is there a possibility of getting a copy of the police report they have, which would surely state your insurer (could use a DPA subject access request, which would cost £10, assuming the police still have these records).

student100

Though thinking about it, the old insurer probably wouldn't honour the claim, and if they did there may be all sorts of complications e.g. technically all your no-claims bonuses and premiums since should have been affected!

Perhaps easiest just to pay up, and be glad they aren't charging you interest.