statutory demand for a debt 9 years ago plz help

confused.me_2

hi all ive been sent an sd for a debt from 9 years ago . there is no dates on the sd from when the debts from do i have to pay it or are they bluffing the debts for 1.598 plz help

RAS

Connaughts by any chance?

confused.me_2

yip thats the monkeys whos been threating me for years

RAS

Have you ever sent them a statute barred letters (for debts on which you have not paid anything in the last 6 years)?

stapeley

Okay , first thing DO NOT PHONE THEM . If as you say there's been no contact for over 6 years , it statue barred . I would reply to the letter using only the ref number they use , do not confirm address or your name . Write that you have no knowledge of any debt to there company , and suggest they check the details with there client . Do not sign letter . I had this from two companies , heard nothin since , been 14 months!

confused.me_2

no i havent , i dont even know what a statute barred letter is or what it means sorry . i havent contacted anyone about the debt for 9 years possilby 10

RAS

Hi

Read these

http://forums.moneysavingexpert.com/showthread.html?t=922245

http://forums.moneysavingexpert.com/showthread.html?t=921287

http://forums.moneysavingexpert.com/showthread.html?t=851223


Just few of the thread in the last couple of days.

Good advice therein.

confused.me_2

confused.me wrote: »

no i havent , i dont even know what a statute barred letter is or what it means sorry . i havent contacted anyone about the debt for 9 years possilby 10

what would happen if i just blank the letters

RAS

If they have sent a real SD, that would not be wise. You need to respond within 18 days, as otherwise, they could in theory take action with no further notice.

Debt doctor put it really well in one of the links above.

Please talk to NDL - contact details here http://www.moneysavingexpert.com/loans/debt-help-plan#help

And send the letter they advise.

confused.me_2

stapeley wrote: »

Okay , first thing DO NOT PHONE THEM . If as you say there's been no contact for over 6 years , it statue barred . I would reply to the letter using only the ref number they use , do not confirm address or your name . Write that you have no knowledge of any debt to there company , and suggest they check the details with there client . Do not sign letter . I had this from two companies , heard nothin since , been 14 months!

thanks for your advice . 1 question why do anything if there just using this as a scare tactic , why bother sending letters off, if they are not going to see it through when the debts 1500 pounds

confused.me_2

RAS wrote: »

If they have sent a real SD, that would not be wise. You need to respond within 18 days, as otherwise, they could in theory take action with no further notice.

Debt doctor put it really well in one of the links above.

Please talk to NDL - contact details here http://www.moneysavingexpert.com/loans/debt-help-plan#help

And send the letter they advise.

theres no date on the sd is this normal?