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FTB Advice Please!

danksybaby
danksybaby Posts: 145 Forumite
in House buying, renting & selling
Im a FTB and have been looking for a while.anyways viewed a house on saturday.very nice, everything we are looking for, so going to go and try get a mortgage in principle, have an appointment at 5pm.
what i need to know is, what information will they need?

any help much appreciated as i know nothing lol!!bf does but im clueless!

thanks x

Comments

  • helping_hubby
    helping_hubby Posts: 1,202 Forumite
    Your salary information, debts - loans, student loan, credit cards.

    I don't think you need it for the Mortgage in Priciple, but later you'll need proof of address, proof of identity (passport/photo driving licence), P60s/last pay cheque. Maybe your last bank statement. Things like that.
  • danksybaby
    danksybaby Posts: 145 Forumite
    Thanks thats good then.i thought they asked for 3 payslips so i wud have no chance as ive only been in my current job 2 weeks lol.thanks again x
  • vwjo
    vwjo Posts: 136 Forumite
    Don't put an offer in yet though Danskybaby - unless you make it really low..... view a few properties, you might be surprised by how you're opinions change....

    BF and I changed our minds about loads of things whilst we were looking, and the market isn't moving quickly, so make sure you don't buy a place and end up a few years down the line wishing you'd looked around...

    Good luck! :-)
  • SquatNow
    SquatNow Posts: 2,285 Forumite
    danksybaby wrote: »
    Thanks thats good then.i thought they asked for 3 payslips so i wud have no chance as ive only been in my current job 2 weeks lol.thanks again x


    Don't worry you can print those off online for fiver.:rotfl:

    just decide how much you need to be earning to afford the house you want to buy.:rotfl:
    Bankruptcy isn't the worst that can happen to you. The worst that can happen is your forced to live the rest of your life in abject poverty trying to repay the debts.
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