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help paying bill on 5% cash back amex card?

jammiev
jammiev Posts: 1,039 Forumite
hi, when i am paying my bill for the above card do i pay the full amount i owe or do i minus the 5% cash back. for eg ; say i owe £100 do i pay that in full or pay just £95?

thanks:confused:

:beer:

Comments

  • simongregson
    simongregson Posts: 885 Forumite
    Part of the Furniture 500 Posts Name Dropper
    You need to pay the full amount. The cashback is credited once a year. It will appear on your statement, so the balance of one statement per year will be reduced by the cashback amount. I think it is on the month that you opened the card that it gets credited.
  • jiggy2
    jiggy2 Posts: 471 Forumite
    Part of the Furniture 100 Posts Name Dropper
    jammiev wrote: »
    hi, when i am paying my bill for the above card do i pay the full amount i owe or do i minus the 5% cash back. for eg ; say i owe £100 do i pay that in full or pay just £95?

    thanks:confused:

    :beer:

    pay the full amount.

    the 5% cashback is added to your account once a year (on the first anniversary i believe)

    also might want to consider setting a direct debit

    Jig
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