Natwest Mastercard statement help

Chuzzle

Ok DH just got his statement through and I'm trying to set up a spreadsheet to work out future months interest charges etc. I've got stuck!
Current balance is £2094.05
We are currently paying minimum payment which will be £47.00
Purchases are 1.736% monthly interest which is £33.80 and current o/s bal is £1940.77
Cash is 2.075% monthly interest which is £3.28 cna current o/s bal is £153.28

Ok this I'm fine with but our monthly payment then leaves £9.92 over my question is how much of this is allocated to the purchases and how much is allocated to cash?

YorkshireBoy

Cash transactions are the last item to be repaid. From your summary box...

We will apply payments we receive to your account in this order:

1. Interest on special offers
2. Other interest, any fee and charges
3. Special offers
4. Purchases and balance transfers
5. Cash Advances and money transfers

http://www.natwest.com/personal/day-to-day/credit-cards/g1/rates-charges.ashx

Chuzzle

Thanks Yorkshire boy I've just found this on the back of the statement.

Sorry to sound stoopid but am I right in thinking this £9.92 will come off the purchases and once the purchases balance is nil then we start paying off the cash?

jonesMUFCforever

Ruthibe73 wrote: »

Thanks Yorkshire boy I've just found this on the back of the statement.

Sorry to sound stoopid but am I right in thinking this £9.92 will come off the purchases and once the purchases balance is nil then we start paying off the cash?

Yes is the answer.

Mickey_Monk

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Post reported.
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Chuzzle

Oohh the nerve of some people - how dare you hijack my thread!