How to finance buying a car?

AdrianHi

Pew_Pew_Pew_Lasers! wrote: »

It always puzzles me why people worry about crash protection, and never do anything to improve the standard of their own driving.

The best crash protection is not to crash in the first place.

Everyone knows you can be the worlds safest driver, encounter someone else's stupidity, recklessness or lapse in concentration and the crash happens. You can have a momentary lapse in concentration yourself, a blow out, hit black ice, who knows what.
If you have a 40mph head on crash in a 4 or 5 star crash safety rated car you will most likely walk away with cuts and bruises. Do the same in a 3 star or less rated car and the chances are your dead. Crash safety is important and worth thinking about.

anewman

I can't imagine death occurring after a head on collision at 40mph (therefore cars gaining on each at 80mph). Most sensible people would have braked bringing down the speed at contact, and you would probably just write off the car and be in a lot of pain.

Either way, if you've managed to make use of your amazing 5 star rating your car is a write off anyway.

The other thing is those who bang on about car safety are most likely those with speeding points on their license (I can speed my car is safe, f**k everyone else).

Biggles

Pew_Pew_Pew_Lasers! wrote: »

You're kidding yourself if you think that house prices are going to plummet anytime soon.

Buy another banger, and invest the savings in something that will actually appreciate in value. Cars generally don't do that.

PPPLasers is spot on. You're looking short-term. You should be looking long-term. Also, consider that an extra £13k as deposit would save you a fortune in mortgage costs over 25 years.

AdrianHi

anewman wrote: »

I can't imagine death occurring after a head on collision at 40mph (therefore cars gaining on each at 80mph). Most sensible people would have braked bringing down the speed at contact, and you would probably just write off the car and be in a lot of pain.

Either way, if you've managed to make use of your amazing 5 star rating your car is a write off anyway.

The other thing is those who bang on about car safety are most likely those with speeding points on their license (I can speed my car is safe, f**k everyone else).

OK so you cannot imagine it, doesn't stop it being true. Survival changes are slim at a lot less than 80mph and your assumption about those who "bang on" about crash safety is unsafe. Ask a traffic policeman who has "picking body parts off the motorway" as part of his monthly routine.
... and who cares if your 5 star or whatever car is a right off if it saved your life.
Grisley subject I know, but not one road users should hide from.

codsmall

AdrianHi wrote: »

I found this when browsing cars on www.whatcar.co.uk, when you bring up the details on a car, there is a "lease this car now" link on the right hand side. Corsa, Astra and Vauxhall all seem to have very good lease rates.
Here is the Corsa example, entry level Corsa with air con is now up to 133 a month
http://www.whatcar.co.uk/contract-hire-results.aspx?pg=2&RT_ID=886

Thanks i will have a look.