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What is your current mortgage rate...
Comments
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aha thanks WelshLassie!
:ABeing Thrifty Gifty again this year:A
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I am mortgage free......because I am a FTB! so i have no idea about rates...yet..can I be really thick and ask why some would go for a rate of 7% when majority are on 5%?? Sorry for the dumb question, I have no clue!
Some people may have come off a discounted rate, but because their mortgage is small <20k its not worth paying 1k+ to get a better deal.0 -
We took out a tracker - Barclays base rate 5% + 0.59%. The reason we picked a tracker was it allowed unlimited overpayments.
Thx FB:money:0 -
It WAS 6.25% when I first got my quote but rates have dropped twice since then so I imagine it's now 5.75 or 6... (went from 450pm initially to 433 over 25 yrs now we've drawn down if that helps any maths heads)Kavanne
Nuns! Nuns! Reverse!
'I do my job, do you do yours?'0 -
Interesting spread of numbers so far.
Wasn't quite sure what range / stepping to do, but as there's not to many either end of the extremes, I guess I've not been too far out.
Thanks for voting / comments.
FB.Mortgage and debt free. Building up savings...0 -
We're almost 3 years into a 5.29% 5 year fix.
So glad we got a long term fix though as it meant we didn't have to worry about rate changes whilst we're trying to do up the house.Debt: 16/04/2007:TOTAL DEBT [strike]£92727.75[/strike] £49395.47:eek: :eek: :eek: £43332.28 repaid 100.77% of £43000 target.MFiT T2: Debt [STRIKE]£52856.59[/STRIKE] £6316.14 £46540.45 repaid 101.17% of £46000 target.2013 Target: completely clear my [STRIKE]£6316.14[/STRIKE] £0 mortgage debt. £6316.14 100% repaid.0 -
One Account pay me 1.5%
Me too
BUT..... There's only a couple of £100 in there most of the time as I keep transferring it into savings accounts with much higher rates. I have to keep an eye on when each of my stoozes finish to make sure I pay them before interest becomes payable. Exclamation and question marks - ONE exclamation mark or question mark is sufficient to exclaim or ask about something. More than one just makes you look/sound like a prat.
Should OF, would OF. Dear oh dear. You really should have, or should've listened at school when that nice English teacher was explaining how words get abbreviated.0 -
We are 2 years into a 5yr fixed at 5.18%. Glad we know our monthly outgoings are fixed as we have young children currently, but wish we'd appreciated the value of our 3.99% deal we had orignally and overpayed more then!Mortgage free 04/03/2025. Thanks to this site and lots of overpayments bit by bit.
Next stop: house repairs, holiday fund, replace our very old cars, more financial security/early retirement savings.🤞0 -
BoE -0.13% (ie 4.87% currently) but finishes end of Sept...... (sigh)0
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My rate is 4.99%, fixed until Oct 2010 - it was a 5 year deal, so im just over half way through it now.0
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