bombshell!!!!!!

Horace

I think a BT is balance transfer.

I helped my mate transfer the balance from her old card to a virgin card today - she laughed when I told her about how you had hidden your OH's cards in a box of water at the back of the freezer.

GeorgeUK

Yup, sorry about that. If you come across the term "super balance transfer" this is what Virgin allow. Not just transfers between CC's (Credit cards) but also to your current account. Some people have used this to pay off loans early (with the early settlement charge) and can then concentrate on paying off as and when without incurring extra interest and can overpay without penalty.

toothfairybuttkicker

cheers h!!!!

i got the idea from a canadian tv programm.
I've had the call and he aint happy!!!!! But he's car sharin with me today so he's got no choice but to say sorry coz its a long 23 mile walk home LOL:rotfl:

Thanks george i need to brush up DFW language.

cat4772

TFBK

TFBK - It is possible to BT to your card (I've done it twice). BUT get it in writing from him that the debt remains his and he will maintain responsibility for paying it, otherwise you are incurring debt that (in the event you split up) he would no longer be responsible for!

Cat.x

linniestorm

SarahNeedle1872 wrote: »

and that by signing up to this site, I have joined a cult

Ha ha!!! My family are ready to call in the SAS to prise me away and unbrainwash me if i spend any more time evangalising about this site!! All four of the girls at work got the treatment the other week, along with the addresses to the energy swap comparison sites, entitledto.co.uk and the petrol prices one!

Horace

I have been indoctrinated too - I have told everybody about it and they make sure they use it by additng their name so they get a regular email:D

My OH tells me that if he sliced me up he would find the words Moneysavingexpert.com printed throughout my body like a stick of blackpool rock:eek:

peb

Does anyone else get the upward eyes and "oh no not that again" from friends?

and the

you are only spending X what is the problem?

NB - where did you get the prepaid card from? I have a tiny limit on mine (which is paid off in full) and it is problem for paying car insurance etc. When I looked at the prepaid cards they were expensive.

sparky0107

poppyg wrote: »

I think Barclaycard do a life of balance low rate interest on balance transfers, again pretty sure they charge a fee for transferring balances but I think most of them do that

Hiya,
Barclaycard do rate of balance at 6.3 with no charge for BT's, this knocked 4 months of my debt free date. HTH

toothfairybuttkicker

peb

its a cash passport card from thomas cook / going places. you can use them to take money abroard instead of travellers cheques ie in euro's and dollars, however they have one for sterling. all you need is £50.00 to put on it then they can open in store with a pasport ect. you can view it online or in store. to put extra money on you need to ither transfer through the internet or goin with your passport and put cash on in person. and its FREE.

Joyful

Some providers do allow you to transfer a balance in another persons name onto a card in your name.