We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Partners staying over...??

2

Comments

  • mitchaa
    mitchaa Posts: 4,487 Forumite
    tigzem wrote: »
    I assume being financially linked means having joint bank accounts etc? We don't have any of that.

    It's a minefield isn't it?

    Nope not at all, some married people i know still have their own personal bank accounts.

    Financially linked, bills in his name coming to your address. Does he pay for anything, anyof your bills etc.

    Do you need his income to live basically?

    Yes it is a minefield.
  • tigzem
    tigzem Posts: 2,361 Forumite
    mitchaa wrote: »
    Nope not at all, some married people i know still have their own personal bank accounts.

    Financially linked, bills in his name coming to your address. Does he pay for anything, anyof your bills etc.

    Do you need his income to live basically?

    Yes it is a minefield.

    No he doesn't have anything coming to this address and he doesn't pay anything here, no bills and no contributions.

    He doesn't contribute financially and I don't need his income to live, I only live on what I have coming in.
    "Nobody made a greater mistake than he who did nothing because he could only do a little." Edmund Burke
  • Tinkerbel_2
    Tinkerbel_2 Posts: 19 Forumite
    Part of the Furniture Combo Breaker
    Sorry to be the bearer of bad news!!

    I have just had a benefits review and was told that the rules are now different for Housing / Council Tax benefits and Income Support. For the former, 3 nights are seen as OK. However for Income Support, if you are claiming as a single parent, NO overnight stays are allowed at all. Apparently one occasional stay is acceptable but a regular staying over is seen as a 'declaration' that you are a couple.This in turn means i am not a single parent.

    Thus I took away from this meeting the feeling that I had to tell my boyfriend (who stays every friday) that in future to stay over he would have to support me financially!As I would have to come off of benefits in order not to break the rules. We dont feel as though we are ready to live together but may have no choice, unless I wish to be convicted of fraud!:mad:

    Feels a bit like prostitution really.
    Treat everyday as your last one on earth! and one day you will be right.
  • tigzem
    tigzem Posts: 2,361 Forumite
    Hi Tinkerbel, I don't claim IS only Tax credits and HB.

    It's a minefield.... I think it's wrong couples are forced to live together when not ready. That surely is a bad thing?

    Thanks for replying. Hope you can sort something out x
    "Nobody made a greater mistake than he who did nothing because he could only do a little." Edmund Burke
  • System
    System Posts: 178,428 Community Admin
    10,000 Posts Photogenic Name Dropper
    TCO look at various things such as where you are both registered as living, what address is on the electoral role, how you live compared to the amount of income you are supposed to have etc....
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • tigzem
    tigzem Posts: 2,361 Forumite
    Pam17 wrote: »
    TCO look at various things such as where you are both registered as living, what address is on the electoral role, how you live compared to the amount of income you are supposed to have etc....

    Thanks.... well I'm certainly am not well off!! I watch every penny and don't have anything flash.
    "Nobody made a greater mistake than he who did nothing because he could only do a little." Edmund Burke
  • emsywoo123
    emsywoo123 Posts: 5,440 Forumite
    Hi tigzem I started a thread about this a couple of weeks ago..........congrats on not receiving any "forthright" opinions yet!;)
    Minefield it is, any clearer I am not! :D
  • emsywoo123
    emsywoo123 Posts: 5,440 Forumite
    Tinkerbel wrote: »
    Thus I took away from this meeting the feeling that I had to tell my boyfriend (who stays every friday) that in future to stay over he would have to support me financially!As I would have to come off of benefits in order not to break the rules. We dont feel as though we are ready to live together but may have no choice, unless I wish to be convicted of fraud!:mad:

    Feels a bit like prostitution really.

    I am 100% with you on this!:D
  • Elle00
    Elle00 Posts: 775 Forumite
    Tinkerbel wrote: »
    Sorry to be the bearer of bad news!!

    I have just had a benefits review and was told that the rules are now different for Housing / Council Tax benefits and Income Support. For the former, 3 nights are seen as OK. However for Income Support, if you are claiming as a single parent, NO overnight stays are allowed at all. Apparently one occasional stay is acceptable but a regular staying over is seen as a 'declaration' that you are a couple.This in turn means i am not a single parent.

    Thus I took away from this meeting the feeling that I had to tell my boyfriend (who stays every friday) that in future to stay over he would have to support me financially!As I would have to come off of benefits in order not to break the rules. We dont feel as though we are ready to live together but may have no choice, unless I wish to be convicted of fraud!:mad:

    Feels a bit like prostitution really.

    Lol, they really will make you take any job that comes your way!!!

    Sorry, anyways...

    There aren't any rules, I agree with what several other posters here have suggested. Each case is judged on it's own merit. If you've got a boyfriend though, you're supposed to stop claiming Income Support. I think the idea is that once upon a rhyme you met someone, got wed, moved in together and had babies. The rules haven't moved with the times.

    The rules on HB are much less aggressive than IS if that helps. HB tend to have the 3 nights a week rule in mind (as a guideline not a rule) and only get involved when they have to. So if you were working enough to not need IS, then you'd be pretty much left alone unless someone phoned the council and said you were claiming HB as a lone parent but had someone living with you. Even then you'd be investigated but probably not prosecuted for having someone to stay not more than half the week.

    I'm not defending the rules, just saying what I understand them to be. The people who make these rules don't seem to understand that it's possible for women to enjoy regular overnight visits without the need for financial gain. Fancy having a sex drive in this day and age.
  • tigzem
    tigzem Posts: 2,361 Forumite
    Well as far as I'm concerned when he stays over we're not doing it to de-fraud anyone, he doesn't pay towards the bills and I'm not financially better off for him staying over, it's not every night that he's here but there's no set routine. It just seems daft there isn't a hard and fast rule to all of this.

    He has his own mortgage, pays CT at his address and all his post etc goes to his address. I'd stay at his if it would solve all of this but that's not then fair to my DD, this is her home and would be unsettling sleeping elsewhere.

    One day we'll move in together, but we're not ready for that yet and I won't be forced into it just to suit benefits. I work PT and have to claim HB just so I can pay my rent, even if I worked FT I couldn't afford my rent.

    Argh... !!

    Thanks to all that have replied x
    "Nobody made a greater mistake than he who did nothing because he could only do a little." Edmund Burke
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.3K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.