Credit card nightmare

Flea

Thank you for your replies - I will contact them and see if they can assist. If not then I will have persevere with the payments.

Mouth_of_Sauron

Mable,

your post was not helpful at all. why did you bother

financestrategy

generally i prefer my debit card as mode of payment but if i have to make some online payment then i am left with no other option than to use the credit card. one of my uncle got stuck with the bank as his payments had exceeded to a huge extent but actually he never used the card for such payments. that day onwards am scared to make payments through my credit card. i avoid using my card as long as i can. there is lot or fraudalent practices going on. using crediit card is not less than a nightmare itself.

MABLE

Mouth_of_Sauron wrote: »

Mable,

your post was not helpful at all. why did you bother

I could say the same about yours.

GunJack

just to clarify, on a LOB card, the balance transferred under the LOB dealremains exactly that. The card's standard rate may and will vary, but as long as you don't spend on thecard as well, you're fine at the LOB rate.

PROLIANT

Hello, just for your information, I have two sub-prime credit cards, Capital One Visa @ 30% Apr on Purchases and Monument Visa @ 26.6% Apr, I think that lenders are upping their rates due to the credit crunch maybe, sit tight and see what happens this time next year. Hope you get it sorted soon.

jak

Mable:
Must be great to be so savvy....
Were you born with a cc sticking out of your Ar**?
THis forum is for advice! Not unhelpful criticism!

Keeping_Positive

Flea the advise about going over to the Debt Free Wannabe board is good. Its a friendly board who can help you go through your finances to see if there is any way of increasing your min payments. They also may have other useful advise.