Does paying your council tax bill by credit card count as a cash transaction?

bakingtray

Im wondering how to ramp up my spending to enable me to capitalise on the cashback at the end of the year. I have various direct debits to the utility companies, council tax payment etc. Im wondering if anyone out there uses their credit card to pay for these payments, and if so does it show as a purchase or a cash purchase? .....Im starting to think of ways to save since coming on this site, but again....if im talking noodles then I bow to the senior money savers here and apologise. :rolleyes:

HelenR_3

bakingtray wrote:

Im wondering how to ramp up my spending to enable me to capitalise on the cashback at the end of the year. I have various direct debits to the utility companies, council tax payment etc. Im wondering if anyone out there uses their credit card to pay for these payments, and if so does it show as a purchase or a cash purchase? .....Im starting to think of ways to save since coming on this site, but again....if im talking noodles then I bow to the senior money savers here and apologise. :rolleyes:

Im pretty sure you cant use a credit card to pay any council bills , or utility bills , although not 100% on that,
shame ,ive always wanted to put my car tax on a 0 % CC

grumbler

I was pretty sure too, but it is not always the case:

What is the more cost effective? thread ...

aliasojo

I use my Tesco card to pay my Council Tax bill to help maximise my points. I also pay the Council a payment every month in respect of services for my son and this too is done via Tesco.

Dagobert

HelenR wrote:

Im pretty sure you cant use a credit card to pay any council bills

Our Council takes CC payments.

payless

some council and water bills can be paid by credit ( or debit) card directly with the council/provider , although some authorities might levy a charge for credit cards - although they are not cash advances

I'm sure you won't do it, but I remember someone complaining , as they used a cc in bank to pay a bill, this of course was then classed as a cash advance

HelenR_3

Dagobert wrote:

Our Council takes CC payments.

ours doesnt (Bedfordshire)
Im spose its a good thing , could be tempting to pay £110 every month that way :rolleyes:

klondyke

I pay council tax with cashback credit card! Not all councils take them, though.

Raju

I too use my CC to pay council tax. Most London cuocnils accepts CC.

Pity they don't yet Amex , as I'm now very close to their spending limit to get 2% cashback :j

Rickycowslip

Those who's councils accept CC payments may be making a small saving in the short term, but in the long term I fear for the efficiency of any council who allows payments in such a way. If they're happy to lose 2% or so of their entire income to CC companies, they don't sound like the sort of people I'd want running my local affairs...

daveboy

I know my local council charges a 2.6% fee - in a way I think it's good because it puts the likes of me off paying with a credit card, and then never paying the card off.

My council (Warwick District Council) accepts payments online - if yours has a decent website it will say so on there.

You have nothing to worry about when it comes to it being treated as a cash advance transaction. I think that really affects some betting websites more than anything.