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Help for mature students?

Does anyone know if there is any help available for paying course fees, for mature students studying for degrees via distance learning. My husband earns £26,000 before tax. I am full time mum to 2 toddlers with no income of my own. I receive child benefit and about £12 a week family tax credit.
I understand that the government used to offer career developement loans - are these still available? How else could I spread the load of course fees? (I don't have a credit card). I really don't want to give up now, but times are hard and something has got to give!
Thanks in anticipation

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