Chip and PIN

squizz_2

Thanks everyone, for your helpful replies. It did occur to me that because it was a transaction under £5 they could be using a quick payment system like paypass but it wasn't clear at the time, and I didn't realise that ordinary debit cards can be used like that. I'll have a look at that Paypass link.

It's all looking less sinister now, thank you!

Paul_Herring

Tesco Pay-at-pump don't require a PIN either. It's not that unusual.

marc.faulkner

Paul_Herring wrote: »

Tesco Pay-at-pump don't require a PIN either. It's not that unusual.

Tesco Pay@pump didn't used to require a pin, although they are installing pinpads to all of their pumps gradually.

Rafter

It is a good idea for small transactions.

The risk of being overlooked and then being mugged for your card and pin is reduced.

The amount a fraudster can get away with is less.

And people will start to treat their credit cards more like cash.

Let's face it, stores never ask whether the cash you use to pay for something is stolen, so why should it be any different with a card if it is in your possession and hasn't been reported stolen and logged on the retailers terminal as stolen.

R.

skyrider007

PRET's Chip and Pin terminals are designed to bypass the PIN verification. This is good IMO, esp. for people who are in hurry. PIN is not necessary for £3 fast food transaction. At least for me.

* You're protected for frauds anyway

James

Rafter wrote: »

It is a good idea for small transactions.


Let's face it, stores never ask whether the cash you use to pay for something is stolen, so why should it be any different with a card if it is in your possession and hasn't been reported stolen and logged on the retailers terminal as stolen.

R.

And the thing about payment where the Transaction is authorised by a PIN, is that the retailer is guaranteed their money no matter who uses the card.